Deercreek Country Club

9937 W WATERMARK LN

Jacksonville, FL 32256
For Sale $735,000
Price cut $749,900 ↓ $14,900 (2%) Sep 24
4 bd · 4 ba · 3,381 sqft · Built 2004
Bryce Spraggins — The HOA Collective
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Call or Text 904-747-1HOA

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of UNITED REAL ESTATE GALLERY (alexbetancourtrealtor@gmail.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

** Seller is offering a $5,000 credit toward buyer's closing costs.** Beautifully renovated lakefront home on a large private lot in sought-after Deercreek Country Club! This move-in-ready residence features an open floor plan, grand two-story foyer, updated staircase, designer lighting, and white oak hardwood floors throughout the main level and primary suite. The renovated gourmet kitchen offers quartz countertops, custom range hood, gas cooktop, and abundant cabinetry. The spacious family room features a gas fireplace with decorative molding and shiplap accents, plus stunning lake views and natural light. The lakefront primary suite includes a beautifully renovated bath with soaking tub. Three additional upstairs bedrooms feature new premium carpeting, including an en-suite and Jack-and-Jill bath. Enjoy peaceful lakefront views from the private backyard. Additional highlights include a 5-year-old roof and dual HVAC.

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $25,725
$6,857/mo
Principal & interest$4,957
Property tax (est.)$863
Insurance (est.)$551
FHA MIP$325
HOA dues$160
CDD assessment$0
Cash to close: ~$25,725 down · MIP financed
VA
$0 down
$6,732/mo
Principal & interest$5,157
Property tax (est.)$863
Insurance (est.)$551
VA fee (financed)$0
HOA dues$160
CDD assessment$0
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $147,000
$5,613/mo
Principal & interest$4,039
Property tax (est.)$863
Insurance (est.)$551
PMI$0
HOA dues$160
CDD assessment$0
Cash to close: ~$147,000 down

Rate: 7.320% (Freddie Mac 30-yr avg, as of Oct 22, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.80% effective millage, plus actual HOA. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Year built2004
Heated area3,381 sq ft
Lot size80,945 sq ft
SubdivisionDEERCREEK COUNTRY CLUB UNIT 01
Parcel (RE#)167801-9805
Legal description56-36 01-4S-27E

Valuation · 2025

Value

Just / Market
$725,000
Assessed
$621,659
Taxable
$570,937
2025 Property Tax
$10,292
Homestead Exemption
Yes $50,722 exempt

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$479 / Quarterly
CDD Assessment
—

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

No recorded sale history is on file for this property.

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
JEA
💧 Water
JEA
🚽 Sewer
JEA

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Elementary (zoned)
Middle (zoned)
High (zoned)

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Public Records

Crime Reports Near 9937 W WATERMARK LN

28
incident reports recorded by the Jacksonville Sheriff's Office within 1 mile of Deercreek Country Club, the 12 months ending July 31, 2026.

This is an area figure, not a figure about 9937 W WATERMARK LN. The HOA Collective does not rate addresses or neighborhoods and publishes no safety score. Reports are made to law enforcement rather than proven, are recorded at the hundred block rather than the exact address, and a circle takes in streets and businesses that have nothing to do with this home. Source: Jacksonville Sheriff's Office open data, updated daily. Search this address yourself →

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Deercreek Country Club? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Deercreek Country Club every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
See the receipts — why homeowners list with us →

Our sister company

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On the Market

Homes for Sale in Deercreek Country Club

Other active MLS listings in Deercreek Country Club.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 9937 W WATERMARK LN?
The zoned public schools for 9937 W WATERMARK LN in Deercreek Country Club are Mandarin Oaks Elementary (elementary), Twin Lakes Academy MS (middle), Atlantic Coast HS (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 9937 W WATERMARK LN?
The most recent annual property tax for 9937 W WATERMARK LN is about $10,292 (2025 tax year), with a homestead exemption applied. Any CDD assessment is billed in addition.
What is the HOA fee for 9937 W WATERMARK LN?
Homes in Deercreek Country Club have an HOA fee of about $479 per quarter (based on recent MLS listings).
How big is 9937 W WATERMARK LN?
9937 W WATERMARK LN is a 3,381 sq ft home built in 2004 in Deercreek Country Club, Duval County, FL.
What would the monthly payment be on 9937 W WATERMARK LN?
At about a 7.32% 30-year rate, the estimated monthly payment for 9937 W WATERMARK LN is roughly $5,613 with a conventional loan (20% down), $6,857 with FHA (3.5% down), or $6,732 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Deercreek Country Club HOA. Use the payment calculator on this page to adjust the numbers.
Is 9937 W WATERMARK LN in a safe area?
The HOA Collective does not rate addresses or neighborhoods as safe or unsafe and publishes no safety score. For the surrounding area, the Jacksonville Sheriff's Office recorded 28 incident reports within 1 mile of Deercreek Country Club, the community 9937 W WATERMARK LN sits in, during the 12 months ending July 31, 2026. Those are reports made to law enforcement rather than charges or convictions, they are recorded by hundred block rather than exact address, and the circle takes in streets and businesses unrelated to this home. The figure and its source are published at thehoacollective.com/communities/deercreek-country-club/9937-w-watermark-ln.

Property data is sourced from the Duval County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.