Deep Creek Landing

202 TIMBER LIGHT TRL

Ponte Vedra, FL 32081
For Sale $499,000
2 bd · 2 ba · Built 2021
Bryce Spraggins — The HOA Collective
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Call or Text 904-747-1HOA

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of SIGNATURE FIRST COAST REALTY (dena@signaturefirstcoast.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

Beautiful Waterfront Villa with Exceptional Privacy & Views!!! Welcome to this gorgeous, impeccably maintained villa offering the perfect blend of comfort, style, privacy, and breathtaking views. Light, bright, and airy throughout, this thoughtfully designed home features two bedrooms, two bathrooms, plus a versatile flex room with doors that can easily be used as a third bedroom, office, den, or guest space. Enjoy gorgeous water views from the home while taking in the natural beauty of the preserve beyond the water. The preserve creates an incredible backdrop and an added sense of tranquility and privacy. Even better, the expansive open property next door provides an additional layer of privacy and a wonderfully spacious feel that is hard to find. Inside, the home offers a clean, modern feel with no carpeting, creating an easy-care and inviting living environment. The kitchen features stainless steel appliances, while thoughtful upgrades including a water softener and whole-home

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $17,465
$4,904/mo
Principal & interest$3,366
Property tax (est.)$436
Insurance (est.)$374
FHA MIP$221
HOA dues$344
CDD assessment$162
Cash to close: ~$17,465 down · MIP financed
VA
$0 down
$4,819/mo
Principal & interest$3,501
Property tax (est.)$436
Insurance (est.)$374
VA fee (financed)$0
HOA dues$344
CDD assessment$162
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $99,800
$4,059/mo
Principal & interest$2,742
Property tax (est.)$436
Insurance (est.)$374
PMI$0
HOA dues$344
CDD assessment$162
Cash to close: ~$99,800 down

Rate: 7.320% (Freddie Mac 30-yr avg, as of Oct 22, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.40% effective millage, plus actual HOA & CDD. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Year built2021
SubdivisionDeep Creek Landing
Parcel (RE#)070484 0200
Legal description104/42-60 DEEP CREEK LANDING PHASE 2 LOT 20 OR5418/1061

Valuation · 2025

Value

Just / Market
$500,000
Assessed
$352,028
Taxable
$301,306
2025 Property Tax
$4,218
Homestead Exemption
Yes $50,000 exempt

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$344 / Monthly
CDD Assessment
$1,947 / Annually

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

DatePriceDeed
2020-12-22 —

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
Florida Power & Light (FPL)
💧 Water
St. Johns County Utility Department
🚽 Sewer
St. Johns County Utility Department

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Elementary (zoned)
Nearby Private Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Deep Creek Landing? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Deep Creek Landing every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
See the receipts — why homeowners list with us →

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On the Market

Homes for Sale in Deep Creek Landing

Other active MLS listings in Deep Creek Landing.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 202 TIMBER LIGHT TRL?
The zoned public schools for 202 TIMBER LIGHT TRL in Deep Creek Landing are K-8 School Rr (elementary), Alice B. Landrum Middle School (middle), Allen D Nease Senior High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 202 TIMBER LIGHT TRL?
The most recent annual property tax for 202 TIMBER LIGHT TRL is about $4,218 (2025 tax year), with a homestead exemption applied. Any CDD assessment is billed in addition.
Does 202 TIMBER LIGHT TRL have a CDD fee?
Yes. 202 TIMBER LIGHT TRL is in Deep Creek Landing, a Community Development District (CDD) with an assessment of approximately $1,947 per year, billed on the annual property-tax bill in addition to HOA dues.
What is the HOA fee for 202 TIMBER LIGHT TRL?
Homes in Deep Creek Landing have an HOA fee of about $344 per month (based on recent MLS listings).
What would the monthly payment be on 202 TIMBER LIGHT TRL?
At about a 7.32% 30-year rate, the estimated monthly payment for 202 TIMBER LIGHT TRL is roughly $4,059 with a conventional loan (20% down), $4,904 with FHA (3.5% down), or $4,819 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Deep Creek Landing HOA and CDD assessment. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the St. Johns County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.