Bainebridge Estates

15808 BAXTER CREEK DR

Jacksonville, FL 32218
For Sale $439,000
4 bd · 3 ba · 2,706 sqft · Built 2015
Bryce Spraggins — The HOA Collective
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The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of KELLER WILLIAMS FIRST COAST REALTY (untiveror@yahoo.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

VA Assumable Loan available to qualified buyers. Take advantage of a lower monthly mortgage payment on a better than brand new home. This 4 bed with 3 full baths has a large master suite with a three step, tray ceiling, crown moulding and Luxury Vinyl Plank flooring. Newly installed Roof Jan 2026, fully fenced backyard with view of a community pond. a beautifully designed open floor plan with spacious living / dining area and large gourmet kitchen with back splash, double oven, newer cooktop and large island granite countertop. Enjoy and relax on a rear covered and screened patio facing the pond. Bainbridge Estates offers state of the art community amenities including a resort style pool water park, workout gym, lighted tennis courts, large clubhouse, fenced and child-friendly playgrounds. located minutes from JAX International Airport, River City Marketplace, NAS JAX and Mayport Naval Base. Digitally enhanced images.

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $15,365
$4,085/mo
Principal & interest$2,961
Property tax (est.)$498
Insurance (est.)$329
FHA MIP$194
HOA dues$13
CDD assessment$90
Cash to close: ~$15,365 down · MIP financed
VA
$0 down
$4,011/mo
Principal & interest$3,080
Property tax (est.)$498
Insurance (est.)$329
VA fee (financed)$0
HOA dues$13
CDD assessment$90
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $87,800
$3,343/mo
Principal & interest$2,413
Property tax (est.)$498
Insurance (est.)$329
PMI$0
HOA dues$13
CDD assessment$90
Cash to close: ~$87,800 down

Rate: 7.320% (Freddie Mac 30-yr avg, as of Oct 22, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.85% effective millage, plus actual HOA & CDD. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Year built2015
Heated area2,706 sq ft
Lot size10,440 sq ft
SubdivisionBAINEBRIDGE ESTATES UNIT 1
Parcel (RE#)108361-1445
Legal description63-13 40-1N-27E .24

Valuation · 2025

Value

Just / Market
$450,000
Assessed
$326,343
Taxable
$0
2025 Property Tax
$0
Homestead Exemption
Yes $50,722 exempt

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$150 / Annually
CDD Assessment
$1,083 / Annually

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

No recorded sale history is on file for this property.

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
JEA
💧 Water
JEA
🚽 Sewer
JEA

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Elementary (zoned)
Middle (zoned)
High (zoned)

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Public Records

Crime Reports Near 15808 BAXTER CREEK DR

89
incident reports recorded by the Jacksonville Sheriff's Office within 1 mile of Bainebridge Estates, the 12 months ending July 31, 2026.

This is an area figure, not a figure about 15808 BAXTER CREEK DR. The HOA Collective does not rate addresses or neighborhoods and publishes no safety score. Reports are made to law enforcement rather than proven, are recorded at the hundred block rather than the exact address, and a circle takes in streets and businesses that have nothing to do with this home. Source: Jacksonville Sheriff's Office open data, updated daily. Search this address yourself →

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Bainebridge Estates? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Bainebridge Estates every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
See the receipts — why homeowners list with us →

Our sister company

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On the Market

Homes for Sale in Bainebridge Estates

Other active MLS listings in Bainebridge Estates.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 15808 BAXTER CREEK DR?
The zoned public schools for 15808 BAXTER CREEK DR in Bainebridge Estates are Biscayne Elementary (elementary), Highlands MS (middle), First Coast HS (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 15808 BAXTER CREEK DR?
The most recent annual property tax for 15808 BAXTER CREEK DR is about $0 (2025 tax year), with a homestead exemption applied. Any CDD assessment is billed in addition.
Does 15808 BAXTER CREEK DR have a CDD fee?
Yes. 15808 BAXTER CREEK DR is in Bainebridge Estates, a Community Development District (CDD) with an assessment of approximately $1,083 per year, billed on the annual property-tax bill in addition to HOA dues.
What is the HOA fee for 15808 BAXTER CREEK DR?
Homes in Bainebridge Estates have an HOA fee of about $150 per year (based on recent MLS listings).
How big is 15808 BAXTER CREEK DR?
15808 BAXTER CREEK DR is a 2,706 sq ft home built in 2015 in Bainebridge Estates, Duval County, FL.
What would the monthly payment be on 15808 BAXTER CREEK DR?
At about a 7.32% 30-year rate, the estimated monthly payment for 15808 BAXTER CREEK DR is roughly $3,343 with a conventional loan (20% down), $4,085 with FHA (3.5% down), or $4,011 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Bainebridge Estates HOA and CDD assessment. Use the payment calculator on this page to adjust the numbers.
Is 15808 BAXTER CREEK DR in a safe area?
The HOA Collective does not rate addresses or neighborhoods as safe or unsafe and publishes no safety score. For the surrounding area, the Jacksonville Sheriff's Office recorded 89 incident reports within 1 mile of Bainebridge Estates, the community 15808 BAXTER CREEK DR sits in, during the 12 months ending July 31, 2026. Those are reports made to law enforcement rather than charges or convictions, they are recorded by hundred block rather than exact address, and the circle takes in streets and businesses unrelated to this home. The figure and its source are published at thehoacollective.com/communities/bainebridge-estates/15808-baxter-creek-dr.

Property data is sourced from the Duval County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.