Argyle Forest Chimney Lakes

8931 NEEDLEPOINT PL

Jacksonville, FL 32244
For Sale $385,000
Price cut $400,000 ↓ $15,000 (3.8%) Aug 23
4 bd · 2 ba · 2,239 sqft · Built 1996
Bryce Spraggins — The HOA Collective
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The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of UNITED REAL ESTATE GALLERY (emnetmehari249@gmail.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

Seller is offering $5,000 toward the buyer's closing costs with an acceptable offer! Beautifully updated and move-in ready, this spacious 4-bedroom, 2-bath home in the desirable Chimney Lakes community offers nearly 2,000 square feet of comfortable living space. Recent improvements include new flooring throughout, a fully renovated primary bathroom, an upgraded fireplace, a new roof, providing both style and peace of mind. The split-bedroom floor plan features an open living area, a functional kitchen, and a generous primary suite with a beautifully remodeled bathroom. Enjoy the large backyard, perfect for entertaining, relaxing, or family activities.the community have pool, basketball court, tennis court and kids park, Conveniently located near shopping, restaurants, parks, NAS Jacksonville, and major highways. Don't miss this exceptional opportunity to own a beautifully updated home in one of Jacksonville's most convenient locations!

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $13,475
$3,652/mo
Principal & interest$2,597
Property tax (est.)$410
Insurance (est.)$289
FHA MIP$170
HOA dues$37
CDD assessment$150
Cash to close: ~$13,475 down · MIP financed
VA
$0 down
$3,587/mo
Principal & interest$2,702
Property tax (est.)$410
Insurance (est.)$289
VA fee (financed)$0
HOA dues$37
CDD assessment$150
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $77,000
$3,001/mo
Principal & interest$2,116
Property tax (est.)$410
Insurance (est.)$289
PMI$0
HOA dues$37
CDD assessment$150
Cash to close: ~$77,000 down

Rate: 7.320% (Freddie Mac 30-yr avg, as of Oct 22, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.77% effective millage, plus actual HOA & CDD. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Year built1996
Heated area2,239 sq ft
Lot size11,829 sq ft
SubdivisionARGYLE FOREST CHIMNEY LAKES
Parcel (RE#)016464-5458
Legal description49-27 33-3S-25E

Valuation · 2025

Value

Just / Market
$375,000
Assessed
$292,409
Taxable
$292,409
2025 Property Tax
$5,188
Homestead Exemption
No

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$110 / Quarterly
CDD Assessment
$1,800 / Annually

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

DatePriceDeed
2024-06-01 $325,000

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
JEA
💧 Water
JEA
🚽 Sewer
JEA

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Elementary (zoned)
Middle (zoned)
High (zoned)

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Public Records

Crime Reports Near 8931 NEEDLEPOINT PL

174
incident reports recorded by the Jacksonville Sheriff's Office within 1 mile of Argyle Forest Chimney Lakes, the 12 months ending July 31, 2026.

This is an area figure, not a figure about 8931 NEEDLEPOINT PL. The HOA Collective does not rate addresses or neighborhoods and publishes no safety score. Reports are made to law enforcement rather than proven, are recorded at the hundred block rather than the exact address, and a circle takes in streets and businesses that have nothing to do with this home. Source: Jacksonville Sheriff's Office open data, updated daily. Search this address yourself →

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Argyle Forest Chimney Lakes? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Argyle Forest Chimney Lakes every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
See the receipts — why homeowners list with us →

Our sister company

Don't want to list? Get a cash offer from My Fair Market Offer.

My Fair Market Offer is our sister company and a direct cash home buyer in Jacksonville and NE Florida. Sell as-is with no repairs, no showings and no commission — useful if you need to close on a date certain. Same owner, same phone, no obligation either way.

Get a Cash Offer myfairmarketoffer.com

On the Market

Homes for Sale in Argyle Forest Chimney Lakes

Other active MLS listings in Argyle Forest Chimney Lakes.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 8931 NEEDLEPOINT PL?
The zoned public schools for 8931 NEEDLEPOINT PL in Argyle Forest Chimney Lakes are Chimney Lakes Elementary (elementary), Westside MS (middle), Westside HS (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 8931 NEEDLEPOINT PL?
The most recent annual property tax for 8931 NEEDLEPOINT PL is about $5,188 (2025 tax year). Any CDD assessment is billed in addition.
Does 8931 NEEDLEPOINT PL have a CDD fee?
Yes. 8931 NEEDLEPOINT PL is in Argyle Forest Chimney Lakes, a Community Development District (CDD) with an assessment of approximately $1,800 per year, billed on the annual property-tax bill in addition to HOA dues.
What is the HOA fee for 8931 NEEDLEPOINT PL?
Homes in Argyle Forest Chimney Lakes have an HOA fee of about $110 per quarter (based on recent MLS listings).
When did 8931 NEEDLEPOINT PL last sell?
8931 NEEDLEPOINT PL last sold on June 1, 2024 for $325,000. Full sale history is shown on this page.
How big is 8931 NEEDLEPOINT PL?
8931 NEEDLEPOINT PL is a 2,239 sq ft home built in 1996 in Argyle Forest Chimney Lakes, Duval County, FL.
What would the monthly payment be on 8931 NEEDLEPOINT PL?
At about a 7.32% 30-year rate, the estimated monthly payment for 8931 NEEDLEPOINT PL is roughly $3,001 with a conventional loan (20% down), $3,652 with FHA (3.5% down), or $3,587 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Argyle Forest Chimney Lakes HOA and CDD assessment. Use the payment calculator on this page to adjust the numbers.
Is 8931 NEEDLEPOINT PL in a safe area?
The HOA Collective does not rate addresses or neighborhoods as safe or unsafe and publishes no safety score. For the surrounding area, the Jacksonville Sheriff's Office recorded 174 incident reports within 1 mile of Argyle Forest Chimney Lakes, the community 8931 NEEDLEPOINT PL sits in, during the 12 months ending July 31, 2026. Those are reports made to law enforcement rather than charges or convictions, they are recorded by hundred block rather than exact address, and the circle takes in streets and businesses unrelated to this home. The figure and its source are published at thehoacollective.com/communities/argyle-forest-chimney-lakes/8931-needlepoint-pl.

Property data is sourced from the Duval County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.