Arbors at Rivertown

231 SILKGRASS PL

Saint Johns, FL 32259
For Sale $625,000
4 bd · 3 ba · Built 2022
Bryce Spraggins — The HOA Collective
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The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of TOP AGENT REALTY (sladjateague@hotmail.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

Stunning RiverTown home filled with thoughtful upgrades and tranquil water views! An extended paver driveway continues around the front porch and walkway, complemented by professionally designed landscaping. Inside, luxury vinyl plank flooring flows throughout the downstairs, stairs and upstairs loft. The upgraded kitchen features a tiled backsplash, decorative tile island accent, custom pantry shelving and opens to the living area with an electric fireplace. A fully enclosed downstairs office adds flexibility. The primary suite, located on first level, features a custom closet system. Upstairs, the loft/theater area includes built-in cabinetry with granite countertop. Enjoy an extended screened lanai and covered porch with pavers, outdoor kitchen and peaceful water views. Additional upgrades include laundry cabinetry, designer lighting, fully fenced backyard, epoxy garage flooring and wall-mounted garage A/C. Enjoy RiverTown's resort-style amenities!

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $21,875
$5,724/mo
Principal & interest$4,182
Property tax (est.)$540
Insurance (est.)$469
FHA MIP$276
HOA dues$5
CDD assessment$252
Cash to close: ~$21,875 down · MIP financed
VA
$0 down
$5,617/mo
Principal & interest$4,351
Property tax (est.)$540
Insurance (est.)$469
VA fee (financed)$0
HOA dues$5
CDD assessment$252
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $125,000
$4,673/mo
Principal & interest$3,407
Property tax (est.)$540
Insurance (est.)$469
PMI$0
HOA dues$5
CDD assessment$252
Cash to close: ~$125,000 down

Rate: 7.240% (Freddie Mac 30-yr avg, as of Oct 29, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.35% effective millage, plus actual HOA & CDD. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Year built2022
SubdivisionArbors at Rivertown
Parcel (RE#)000717 1140
Legal description109/51-60 ARBORS AT RIVERTOWN PHASE TWO LOT 114 OR5652/856 & 5664/1409(C/D) & 6209/1456(DM)

Valuation · 2025

Value

Just / Market
$625,000
Assessed
$507,638
Taxable
$507,638
2025 Property Tax
$6,838
Homestead Exemption
No

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$55 / Annually
CDD Assessment
$3,028 / Annually

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

DatePriceDeed
2022-10-19 —

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
JEA
💧 Water
JEA
🚽 Sewer
JEA

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Nearby Private Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Arbors at Rivertown? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Arbors at Rivertown every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
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On the Market

Homes for Sale in Arbors at Rivertown

Other active MLS listings in Arbors at Rivertown.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 231 SILKGRASS PL?
The zoned public schools for 231 SILKGRASS PL in Arbors at Rivertown are Hickory Creek Elementary School (elementary), Switzerland Point Middle School (middle), Bartram Trail High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 231 SILKGRASS PL?
The most recent annual property tax for 231 SILKGRASS PL is about $6,838 (2025 tax year). Any CDD assessment is billed in addition.
Does 231 SILKGRASS PL have a CDD fee?
Yes. 231 SILKGRASS PL is in Arbors at Rivertown, a Community Development District (CDD) with an assessment of approximately $3,028 per year, billed on the annual property-tax bill in addition to HOA dues.
What is the HOA fee for 231 SILKGRASS PL?
Homes in Arbors at Rivertown have an HOA fee of about $55 per year (based on recent MLS listings).
What would the monthly payment be on 231 SILKGRASS PL?
At about a 7.24% 30-year rate, the estimated monthly payment for 231 SILKGRASS PL is roughly $4,673 with a conventional loan (20% down), $5,724 with FHA (3.5% down), or $5,617 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Arbors at Rivertown HOA and CDD assessment. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the St. Johns County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.