Community

Water Oak Ridge Estates

Green Cove Springs, Clay County, FL

Overview

Community Information

This is the official information hub for Water Oak Ridge Estates. Below you'll find recorded covenants and restrictions, plats, and current board officers.

Homes & Addresses
20 home(s)
Documents & Records
1 item(s)
Board Officers
3 listed
How It Works
The brokerage built for your community

Location

Map of Water Oak Ridge Estates

Water Oak Ridge Estates is in Green Cove Springs, Clay County, Florida. Each pin is one of the 20 homes on record — select a pin to open that property's page.

Parcel locations from the county property appraiser. Boundaries are approximate — confirm any lot line with the recorded plat. See all communities on one map →

Schools

Schools Zoned for Water Oak Ridge Estates

Every home on record in Water Oak Ridge Estates is zoned for these public schools.

Charles E. Bennett Elementary School Elementary
Green Cove Springs Junior High School Middle
Clay High School High

Zoned public schools from county attendance boundaries — magnet and school-choice options may also apply, and boundaries are redrawn periodically. Confirm enrollment with the school district.

Public Records

Is Water Oak Ridge Estates Safe? Crime Reports Near Water Oak Ridge Estates

The HOA Collective does not rate neighborhoods and does not publish a safety score. Water Oak Ridge Estates is in Clay County, and the Clay County Sheriff's Office does not publish an open incident dataset, so we publish no incident counts here. Reported incidents for this area can be looked up directly at the sources below.

Management

Community Management

This community appears to be self-managed — no professional management company is on file with the state. See the Board Officers below.

Homes

Homes & Addresses

All 20 homes in Water Oak Ridge Estates. Search an address to open its property details, valuation, and sale history.

Rules & Records

Water Oak Ridge Estates HOA Rules, Covenants & Documents

The rules for Water Oak Ridge Estates are laid out in its recorded covenants and restrictions — the CC&Rs, their amendments, and the bylaws. Below are the copies we have on file, free to read or download.

Covenants & Restrictions

Declaration of Covenants, Conditions & Restrictions — O 2793/1998

Book/Page: O 2793/1998 Recorded: 2006-09-22

View document →

Leadership

Board Officers

Treasurer
Monti Michel L
Vice President / President / Secretary / Director
Smith Joshua A
President / Secretary
Petterson Darren
Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Water Oak Ridge Estates? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Water Oak Ridge Estates every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

904-747-1HOAcall or text bryce@thehoacollective.com
Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
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Questions & Answers

Frequently Asked

What county is Water Oak Ridge Estates in?
Water Oak Ridge Estates is an HOA community in Clay County, Florida, with 20 homes.
Where can I find Water Oak Ridge Estates's CC&Rs and HOA documents?
Recorded governing documents for Water Oak Ridge Estates — CC&Rs, amendments, and plats — are published by The HOA Collective and available in the Documents & Records section of the Water Oak Ridge Estates community page at thehoacollective.com/communities/water-oak-ridge-estates.
What schools are zoned for Water Oak Ridge Estates?
Homes in Water Oak Ridge Estates are zoned for elementary: Charles E. Bennett Elementary School; middle: Green Cove Springs Junior High School; high: Clay High School. Zoning comes from county attendance boundaries and is redrawn periodically — per-address zoning is listed on each property page at thehoacollective.com/communities/water-oak-ridge-estates.
What are the HOA rules in Water Oak Ridge Estates?
The rules for Water Oak Ridge Estates are set out in its recorded covenants and restrictions (CC&Rs), along with any amendments and the bylaws — these cover things like fences, parking, exterior changes and rentals. The copies on file are free to read in the Rules & Records section of the Water Oak Ridge Estates community page at thehoacollective.com/communities/water-oak-ridge-estates.
How much are property taxes in Water Oak Ridge Estates?
The median property-tax bill in Water Oak Ridge Estates is about $3,557 for 2025, based on 20 homes on the county tax roll. Most homes fall between $760 and $4,274. Your bill depends on assessed value and exemptions — homesteaded owners typically pay less.
When was Water Oak Ridge Estates built?
Most homes in Water Oak Ridge Estates were built between 1977 and 2019, with the typical home dating to 2007, according to county property records.
Where is Water Oak Ridge Estates?
Water Oak Ridge Estates is in Green Cove Springs, Clay County, Florida. It has 20 homes on record. An interactive map showing every home in the community is on the Water Oak Ridge Estates community page at thehoacollective.com/communities/water-oak-ridge-estates.
Where can I look up crime reports near Water Oak Ridge Estates?
Water Oak Ridge Estates is in Clay County, Florida. The Clay County Sheriff's Office does not publish an open incident dataset, so The HOA Collective publishes no incident counts for Water Oak Ridge Estates. Links to the agency's own records, and to any map it contributes to, are published on the Water Oak Ridge Estates community page at thehoacollective.com/communities/water-oak-ridge-estates.