Twin Creeks North

147 CLIFTON BAY LOOP

Saint Johns, FL 32259
For Sale $479,000
3 bd · 3 ba · 2,597 sqft · Built 2020
Bryce Spraggins — The HOA Collective
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The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of HOMECOIN.COM (Info@HomeCoin.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

Welcome to 147 Clifton Bay Loop, an exceptional waterfront home in the highly sought-after Beachwalk community, where everyday living feels like a resort getaway. Perfectly positioned on one of the best waterfront lots in Beachwalk, this beautifully updated home offers stunning water views that create a peaceful backdrop to daily life. Inside, the home features modern design, spacious living areas, and numerous thoughtful upgrades throughout. Outside to your fully fenced backyard and custom outdoor kitchen,excellent for entertaining while enjoying breathtaking sunset views over the water. Beachwalk residents enjoy access to the community's world-class crystal lagoon, complete with beaches, swimming, kayaking, and paddleboarding--creating a true coastal lifestyle. Located in St. Johns County, known for top-rated schools and convenient access to dining, shopping, and Jacksonville. This is resort-style waterfront living at its finest.

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $16,765
$4,805/mo
Principal & interest$2,970
Property tax (est.)$401
Insurance (est.)$359
FHA MIP$212
HOA dues$542
CDD assessment$321
Cash to close: ~$16,765 down · MIP financed
VA
$0 down
$4,712/mo
Principal & interest$3,089
Property tax (est.)$401
Insurance (est.)$359
VA fee (financed)$0
HOA dues$542
CDD assessment$321
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $95,800
$4,043/mo
Principal & interest$2,420
Property tax (est.)$401
Insurance (est.)$359
PMI$0
HOA dues$542
CDD assessment$321
Cash to close: ~$95,800 down

Rate: 6.490% (Freddie Mac 30-yr avg, as of Jun 25, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.35% effective millage, plus actual HOA & CDD. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Year built2020
SubdivisionTwin Creeks North
Parcel (RE#)023719 1340
Legal description88/52-69 TWIN CREEKS NORTH PARCELS 2 AND 3 PHASE ONE LOT 134 OR5121/112

Valuation · 2025

Value

Just / Market
$475,000
Assessed
$407,142
Taxable
$407,142
2025 Property Tax
$5,484
Homestead Exemption
No

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$1,626 / Quarterly
CDD Assessment
$3,850 / Annually

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

DatePriceDeed
2020-11-20

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
JEA
💧 Water
JEA
🚽 Sewer
JEA

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Elementary (zoned)
Middle (zoned)
High (zoned)
Nearby Private Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Licensed Real Estate Broker

List With Me

Selling in Twin Creeks North? List with the broker built for your community.

I'm Bryce Spraggins, a licensed Florida real estate broker — and The HOA Collective works Twin Creeks North every day. We're on a mission to make community management more affordable: every home we sell helps fund reduced-cost management software and services for HOAs through MyHOAClub.

On the Market

Homes for Sale in Twin Creeks North

Other active MLS listings in Twin Creeks North.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 147 CLIFTON BAY LOOP?
The zoned public schools for 147 CLIFTON BAY LOOP in Twin Creeks North are K-8 School Rr (elementary), Fruit Cove Middle School (middle), Beachside High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 147 CLIFTON BAY LOOP?
The most recent annual property tax for 147 CLIFTON BAY LOOP is about $5,484 (2025 tax year). Any CDD assessment is billed in addition.
Does 147 CLIFTON BAY LOOP have a CDD fee?
Yes. 147 CLIFTON BAY LOOP is in Twin Creeks North, a Community Development District (CDD) with an assessment of approximately $3,850 per year, billed on the annual property-tax bill in addition to HOA dues.
What is the HOA fee for 147 CLIFTON BAY LOOP?
Homes in Twin Creeks North have an HOA fee of about $1,626 per quarter (based on recent MLS listings).
What would the monthly payment be on 147 CLIFTON BAY LOOP?
At about a 6.49% 30-year rate, the estimated monthly payment for 147 CLIFTON BAY LOOP is roughly $4,043 with a conventional loan (20% down), $4,805 with FHA (3.5% down), or $4,712 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Twin Creeks North HOA and CDD assessment. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the St. Johns County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.