Twenty Mile at Nocatee

117 CROSS BRANCH DR

Ponte Vedra, FL 32081
For Sale $1,599,000
5 bd · 5 ba · Built 2017
Bryce Spraggins — The HOA Collective
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Call or Text 904-747-1HOA

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST (judy.harkleroad@cirefc.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

Fast-track 10 minutes to the beach from this 4201-sf, 5-bed, 4.5-bath David Weekley pool home in Twenty Mile's The Ranch, one of Nocatee's most sought-after neighborhoods! Situated on an 82' fenced preserve lot, this executive home w/3-car garage blends luxury, comfort and location. Great outdoor living with the screened, heated, saltwater pool & spa, summer kitchen and covered lanai. Relaxed indoor living with so much space, soaring ceilings, hardwood floors, plantation shutters, electric fireplace w/mounted TV & 4-panel sliders. It's a chef's dream kitchen with floor-to-ceiling cabinetry, Quartz counters, upgraded appliances & large island. Enjoy easy living on the 1st floor with private office, primary suite + full guest suite. Upstairs, even more space with 3 beds/2 baths, 2 baths, huge loft & private media room. Extra features include pavers, garage epoxy flooring, new gas pool heater, custom molding & RO system. All this + Nocatee's great amenities + top-rated SJC schools = WOW!

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $55,965
$13,687/mo
Principal & interest$10,089
Property tax (est.)$1,483
Insurance (est.)$1,199
FHA MIP$707
HOA dues$40
CDD assessment$168
Cash to close: ~$55,965 down · MIP financed
VA
$0 down
$13,387/mo
Principal & interest$10,497
Property tax (est.)$1,483
Insurance (est.)$1,199
VA fee (financed)$0
HOA dues$40
CDD assessment$168
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $319,800
$11,111/mo
Principal & interest$8,220
Property tax (est.)$1,483
Insurance (est.)$1,199
PMI$0
HOA dues$40
CDD assessment$168
Cash to close: ~$319,800 down

Rate: 6.660% (Freddie Mac 30-yr avg, as of Aug 27, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.36% effective millage, plus actual HOA & CDD. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Year built2017
SubdivisionTwenty Mile at Nocatee
Parcel (RE#)068062 0180
Legal description78/57-76 TWENTY MILE AT NOCATEE PHASE 4A LOT 18 OR5695/1698

Valuation · 2025

Value

Just / Market
$1,600,000
Assessed
$1,330,534
Taxable
$1,279,812
2025 Property Tax
$17,399
Homestead Exemption
Yes $50,000 exempt

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$485 / Annually
CDD Assessment
$2,012 / Annually

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

DatePriceDeed
2017-04-10

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
Florida Power & Light (FPL)
💧 Water
St. Johns County Utility Department
🚽 Sewer
St. Johns County Utility Department

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Nearby Private Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Twenty Mile at Nocatee? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Twenty Mile at Nocatee every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
See the receipts — why homeowners list with us →

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Community Records

Twenty Mile at Nocatee Documents

Covenants1
Covenants & Restrictions · View →
Covenants and Restrictions
Covenants & Restrictions · View →
HOA Covenants and Restrictions
Covenants & Restrictions · View →
HOA Documents
Covenants & Restrictions · View →
HOA Covenants
Covenants & Restrictions · View →
Declaration of Covenants
Covenants & Restrictions · View →
Covenants
Covenants & Restrictions · View →
Architectural Review Covenants
Covenants & Restrictions · View →
Use Restrictions
Covenants & Restrictions · View →
First Amendment to Declaration
Covenants & Restrictions · View →
Supplementary Declaration
Covenants & Restrictions · View →
Covenants Part 2
Covenants & Restrictions · View →
HOA C&R Supplementary Declaration
Covenants & Restrictions · View →
Cov. & Restrictions
Covenants & Restrictions · View →
HOA Covenant and Restrictions
Covenants & Restrictions · View →
Twenty Mile CC&Rs
Covenants & Restrictions · View →
Covenants & Restrictions
Covenants & Restrictions · View →
Declaration of Covenants and Restriction
Covenants & Restrictions · View →
Amendment to Declaration
Covenants & Restrictions · View →
Nocatee 20 Mile Covenants/Restrictions
Covenants & Restrictions · View →
Fist Amendment to Declaration of CC&R
Covenants & Restrictions · View →
Declaration of Covenants-Restrictions
Covenants & Restrictions · View →
Declaration
Covenants & Restrictions · View →
Covenant & Restrictions Twenty Mile Cent
Covenants & Restrictions · View →
Supplementary Declaration to CC&R
Covenants & Restrictions · View →
HOA Declaration
Covenants & Restrictions · View →
CCRs
Covenants & Restrictions · View →

On the Market

Homes for Sale in Twenty Mile at Nocatee

Other active MLS listings in Twenty Mile at Nocatee.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 117 CROSS BRANCH DR?
The zoned public schools for 117 CROSS BRANCH DR in Twenty Mile at Nocatee are Ocean Palms Elementary School (elementary), Alice B. Landrum Middle School (middle), Ponte Vedra High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 117 CROSS BRANCH DR?
The most recent annual property tax for 117 CROSS BRANCH DR is about $17,399 (2025 tax year), with a homestead exemption applied. Any CDD assessment is billed in addition.
Does 117 CROSS BRANCH DR have a CDD fee?
Yes. 117 CROSS BRANCH DR is in Twenty Mile at Nocatee, a Community Development District (CDD) with an assessment of approximately $2,012 per year, billed on the annual property-tax bill in addition to HOA dues.
What is the HOA fee for 117 CROSS BRANCH DR?
Homes in Twenty Mile at Nocatee have an HOA fee of about $485 per year (based on recent MLS listings).
What would the monthly payment be on 117 CROSS BRANCH DR?
At about a 6.66% 30-year rate, the estimated monthly payment for 117 CROSS BRANCH DR is roughly $11,111 with a conventional loan (20% down), $13,687 with FHA (3.5% down), or $13,387 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Twenty Mile at Nocatee HOA and CDD assessment. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the St. Johns County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.