Riverside at Julington Creek Plantation Phases

762 GINGER MILL DR

Saint Johns, FL 32259
For Sale $309,900
3 bd · 3 ba · Built 2005
Bryce Spraggins — The HOA Collective
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The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of ASSIST2SELL BUYERS & SELLERS REALTY (mcarter@assist2sell.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

PRIME LOCATION! Welcome to this lovely Mediterranean-style, 3 BR/2.5 BA beauty in the gated townhome community of Riverside! Backing up to a sparkling pond w/wooded preserve beyond, this home is super-convenient to Publix directly across the street from the community and to local A-Rated schools! Inside is found a fabulous floor plan with a living & dining room combination & separate family room overlooking the pond! Designer features incl laminate flooring, oversized ceramic tile & arched passageways. The lovely kitchen features 42'' upper cabinets, bevelled-edge countertops, and stainless appliance package. All bedrooms are spacious...the primary bedroom has a large walk-in closet & ensuite bath with a deep soaking tub/shower with custom tile accents. Relax on the screened porch or enjoy a BBQ this summer on the extended patio with a gorgeous view of the pond & preserve! Don't forget the community pool & playground, plus access to all that Julington Creek Plantation has to offer...

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $10,847
$2,892/mo
Principal & interest$1,921
Property tax (est.)$240
Insurance (est.)$232
FHA MIP$137
HOA dues$288
CDD assessment$74
Cash to close: ~$10,847 down · MIP financed
VA
$0 down
$2,833/mo
Principal & interest$1,999
Property tax (est.)$240
Insurance (est.)$232
VA fee (financed)$0
HOA dues$288
CDD assessment$74
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $61,980
$2,399/mo
Principal & interest$1,565
Property tax (est.)$240
Insurance (est.)$232
PMI$0
HOA dues$288
CDD assessment$74
Cash to close: ~$61,980 down

Rate: 6.490% (Freddie Mac 30-yr avg, as of Jun 25, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.35% effective millage, plus actual HOA & CDD. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family Townhouse
Year built2005
SubdivisionRiverside at Julington Creek Plantation Phases
Parcel (RE#)249554 0401
Legal description49/9-12 RIVERSIDE AT JULINGTON CREEK PLANTATION PHASES 2 3 & 4 LOT 40-A OR6193/60

Valuation · 2025

Value

Just / Market
$300,000
Assessed
$270,289
Taxable
$270,289
2025 Property Tax
$3,641
Homestead Exemption
No

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$288 / Monthly
CDD Assessment
$884 / Annually

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

DatePriceDeed
2005-04-07

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
JEA
💧 Water
JEA
🚽 Sewer
JEA

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Nearby Private Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Licensed Real Estate Broker

List With Me

Selling in Riverside at Julington Creek Plantation Phases? List with the broker built for your community.

I'm Bryce Spraggins, a licensed Florida real estate broker — and The HOA Collective works Riverside at Julington Creek Plantation Phases every day. We're on a mission to make community management more affordable: every home we sell helps fund reduced-cost management software and services for HOAs through MyHOAClub.

On the Market

Homes for Sale in Riverside at Julington Creek Plantation Phases

Other active MLS listings in Riverside at Julington Creek Plantation Phases.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 762 GINGER MILL DR?
The zoned public schools for 762 GINGER MILL DR in Riverside at Julington Creek Plantation Phases are Julington Creek Elementary School (elementary), Fruit Cove Middle School (middle), Creekside High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 762 GINGER MILL DR?
The most recent annual property tax for 762 GINGER MILL DR is about $3,641 (2025 tax year). Any CDD assessment is billed in addition.
Does 762 GINGER MILL DR have a CDD fee?
Yes. 762 GINGER MILL DR is in Riverside at Julington Creek Plantation Phases, a Community Development District (CDD) with an assessment of approximately $884 per year, billed on the annual property-tax bill in addition to HOA dues.
What is the HOA fee for 762 GINGER MILL DR?
Homes in Riverside at Julington Creek Plantation Phases have an HOA fee of about $288 per month (based on recent MLS listings).
What would the monthly payment be on 762 GINGER MILL DR?
At about a 6.49% 30-year rate, the estimated monthly payment for 762 GINGER MILL DR is roughly $2,399 with a conventional loan (20% down), $2,892 with FHA (3.5% down), or $2,833 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Riverside at Julington Creek Plantation Phases HOA and CDD assessment. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the St. Johns County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.