Riverside at Julington Creek Plantation Phases

742 GINGER MILL DR

Saint Johns, FL 32259
For Sale $225,000
2 bd · 2 ba · 1,180 sqft · Built 2005
Bryce Spraggins — The HOA Collective
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The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of LPT REALTY LLC (christinasiphone@gmail.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

Welcome to Riverside at Julington Creek Plantation, one of Fruit Cove's most desirable private gated townhouse communities. This one-story Mediterranean-style townhome offers peaceful preserve and pond views, spacious living areas, soaring ceilings, wood-look flooring, and an open kitchen with granite countertops, breakfast bar, and ample cabinet space. Enjoy a private fenced patio surrounded by lush tropical landscaping and tranquil natural scenery. HOA includes landscaping, exterior maintenance, and pest control for easy, low-maintenance living. Riverside residents enjoy a community pool and playground, along with access to Julington Creek Plantation's resort-style amenities, including multiple pools, a splash park, a skate park, volleyball and basketball courts, and miles of walking, running, and biking paths. Located in St. Johns County's top-rated school district and close to shopping, dining, and the beaches.

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $7,875
$2,196/mo
Principal & interest$1,395
Property tax (est.)$171
Insurance (est.)$169
FHA MIP$100
HOA dues$288
CDD assessment$74
Cash to close: ~$7,875 down · MIP financed
VA
$0 down
$2,153/mo
Principal & interest$1,451
Property tax (est.)$171
Insurance (est.)$169
VA fee (financed)$0
HOA dues$288
CDD assessment$74
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $45,000
$1,838/mo
Principal & interest$1,137
Property tax (est.)$171
Insurance (est.)$169
PMI$0
HOA dues$288
CDD assessment$74
Cash to close: ~$45,000 down

Rate: 6.490% (Freddie Mac 30-yr avg, as of Jun 25, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.45% effective millage, plus actual HOA & CDD. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family Townhouse
Year built2005
SubdivisionRiverside at Julington Creek Plantation Phases
Parcel (RE#)249554 0253
Legal description49/9-12 RIVERSIDE AT JULINGTON CREEK PLANTATION PHASES 2 3 & 4 LOT 25-C OR5787/914

Valuation · 2025

Value

Just / Market
$225,000
Assessed
$201,240
Taxable
$150,518
2025 Property Tax
$2,187
Homestead Exemption
Yes $50,000 exempt

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$288 / Monthly
CDD Assessment
$884 / Annually

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

DatePriceDeed
2005-06-22

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
JEA
💧 Water
JEA
🚽 Sewer
JEA

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Nearby Private Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Licensed Real Estate Broker

List With Me

Selling in Riverside at Julington Creek Plantation Phases? List with the broker built for your community.

I'm Bryce Spraggins, a licensed Florida real estate broker — and The HOA Collective works Riverside at Julington Creek Plantation Phases every day. We're on a mission to make community management more affordable: every home we sell helps fund reduced-cost management software and services for HOAs through MyHOAClub.

On the Market

Homes for Sale in Riverside at Julington Creek Plantation Phases

Other active MLS listings in Riverside at Julington Creek Plantation Phases.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 742 GINGER MILL DR?
The zoned public schools for 742 GINGER MILL DR in Riverside at Julington Creek Plantation Phases are Julington Creek Elementary School (elementary), Fruit Cove Middle School (middle), Creekside High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 742 GINGER MILL DR?
The most recent annual property tax for 742 GINGER MILL DR is about $2,187 (2025 tax year), with a homestead exemption applied. Any CDD assessment is billed in addition.
Does 742 GINGER MILL DR have a CDD fee?
Yes. 742 GINGER MILL DR is in Riverside at Julington Creek Plantation Phases, a Community Development District (CDD) with an assessment of approximately $884 per year, billed on the annual property-tax bill in addition to HOA dues.
What is the HOA fee for 742 GINGER MILL DR?
Homes in Riverside at Julington Creek Plantation Phases have an HOA fee of about $288 per month (based on recent MLS listings).
What would the monthly payment be on 742 GINGER MILL DR?
At about a 6.49% 30-year rate, the estimated monthly payment for 742 GINGER MILL DR is roughly $1,838 with a conventional loan (20% down), $2,196 with FHA (3.5% down), or $2,153 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Riverside at Julington Creek Plantation Phases HOA and CDD assessment. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the St. Johns County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.