Rip Tide

1212 RIP TIDE BLVD

Jacksonville Beach, FL 32250
For Sale $799,000
4 bd · 2 ba · 2,173 sqft · Built 1990
Bryce Spraggins — The HOA Collective
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The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of ONE SOTHEBY'S INTERNATIONAL REALTY (jpicketthomes@gmail.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

Nestled on one of the largest lots in Rip Tide, this beautifully renovated 4-bedroom, 2-bath home is tucked away on a quiet cul-de-sac less than a mile from the beach. Surrounded by mature white oaks and adjacent to community green space, it offers both privacy and convenience, with parks and dining just a five-minute walk away. The updated kitchen features a quartz waterfall island, custom slim-shaker hardwood cabinetry, KitchenAid appliances, and a farmhouse sink. Recent 2026 improvements include luxury vinyl plank flooring, fresh interior and exterior paint, upgraded 6-inch baseboards, and a new roof over the Florida Room. The spacious primary suite offers a remodeled bath with dual vanities, walk-in shower, linen closet, and walk-in closet. Recently serviced HVAC, electrical, plumbing, irrigation, transferable service contracts, a fireplace, Florida Room, and pool-ready backyard complete this exceptional home.

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $27,965
$7,031/mo
Principal & interest$5,042
Property tax (est.)$993
Insurance (est.)$599
FHA MIP$353
HOA dues$43
CDD assessment$0
Cash to close: ~$27,965 down · MIP financed
VA
$0 down
$6,881/mo
Principal & interest$5,245
Property tax (est.)$993
Insurance (est.)$599
VA fee (financed)$0
HOA dues$43
CDD assessment$0
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $159,800
$5,744/mo
Principal & interest$4,108
Property tax (est.)$993
Insurance (est.)$599
PMI$0
HOA dues$43
CDD assessment$0
Cash to close: ~$159,800 down

Rate: 6.660% (Freddie Mac 30-yr avg, as of Aug 27, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.89% effective millage, plus actual HOA. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Year built1990
Heated area2,173 sq ft
Lot size9,467 sq ft
SubdivisionRIP TIDE
Parcel (RE#)180383-0880
Legal description44-92 09-3S-29E

Valuation · 2025

Value

Just / Market
$800,000
Assessed
$484,448
Taxable
$433,726
2025 Property Tax
$8,217
Homestead Exemption
Yes $50,722 exempt

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$520 / Annually
CDD Assessment

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

No recorded sale history is on file for this property.

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
Beaches Energy Services
💧 Water
City of Jacksonville Beach
🚽 Sewer
City of Jacksonville Beach

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Elementary (zoned)
Middle (zoned)
High (zoned)

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Public Records

Crime Reports Near 1212 RIP TIDE BLVD

14
incident reports recorded by the Jacksonville Sheriff's Office within 1 mile of Rip Tide, the 12 months ending July 31, 2026.

This is an area figure, not a figure about 1212 RIP TIDE BLVD. The HOA Collective does not rate addresses or neighborhoods and publishes no safety score. Reports are made to law enforcement rather than proven, are recorded at the hundred block rather than the exact address, and a circle takes in streets and businesses that have nothing to do with this home. Source: Jacksonville Sheriff's Office open data, updated daily. Search this address yourself →

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Rip Tide? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Rip Tide every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
See the receipts — why homeowners list with us →

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Questions & Answers

Frequently Asked

What schools serve 1212 RIP TIDE BLVD?
The zoned public schools for 1212 RIP TIDE BLVD in Rip Tide are Seabreeze Elementary (elementary), Duncan U Fletcher MS (middle), Duncan Fletcher HS (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 1212 RIP TIDE BLVD?
The most recent annual property tax for 1212 RIP TIDE BLVD is about $8,217 (2025 tax year), with a homestead exemption applied. Any CDD assessment is billed in addition.
What is the HOA fee for 1212 RIP TIDE BLVD?
Homes in Rip Tide have an HOA fee of about $520 per year (based on recent MLS listings).
How big is 1212 RIP TIDE BLVD?
1212 RIP TIDE BLVD is a 2,173 sq ft home built in 1990 in Rip Tide, Duval County, FL.
What would the monthly payment be on 1212 RIP TIDE BLVD?
At about a 6.66% 30-year rate, the estimated monthly payment for 1212 RIP TIDE BLVD is roughly $5,744 with a conventional loan (20% down), $7,031 with FHA (3.5% down), or $6,881 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Rip Tide HOA. Use the payment calculator on this page to adjust the numbers.
Is 1212 RIP TIDE BLVD in a safe area?
The HOA Collective does not rate addresses or neighborhoods as safe or unsafe and publishes no safety score. For the surrounding area, the Jacksonville Sheriff's Office recorded 14 incident reports within 1 mile of Rip Tide, the community 1212 RIP TIDE BLVD sits in, during the 12 months ending July 31, 2026. Those are reports made to law enforcement rather than charges or convictions, they are recorded by hundred block rather than exact address, and the circle takes in streets and businesses unrelated to this home. The figure and its source are published at thehoacollective.com/communities/rip-tide/1212-rip-tide-blvd.

Property data is sourced from the Duval County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.