Community

Cypress Lakes

Elkton, St. Johns County, FL

Overview

Community Information

This is the official information hub for Cypress Lakes. Below you'll find recorded covenants and restrictions, plats, and current board officers.

Lifestyle

Community Amenities

Shared amenities in Cypress Lakes, compiled from recent MLS listings. Amenities can change over time — confirm with the association.

Pool
Clubhouse
Golf Course
Playground
Walking & Jogging Trails

Location

Map of Cypress Lakes

Cypress Lakes is in Elkton, St. Johns County, Florida. Each pin is one of the 529 homes on record — select a pin to open that property's page.

Parcel locations from the county property appraiser. Boundaries are approximate — confirm any lot line with the recorded plat. See all communities on one map →

Schools

Schools Zoned for Cypress Lakes

Every home on record in Cypress Lakes is zoned for these public schools.

Zoned public schools from county attendance boundaries — magnet and school-choice options may also apply, and boundaries are redrawn periodically. Confirm enrollment with the school district.

Public Records

Is Cypress Lakes Safe? Crime Reports Near Cypress Lakes

The HOA Collective does not rate neighborhoods and does not publish a safety score. Cypress Lakes is in St. Johns County, and the St. Johns County Sheriff's Office does not publish an open incident dataset, so we publish no incident counts here. Reported incidents for this area can be looked up directly at the sources below.

Management

Community Management

No professional management company is on file with the state for this community. See the Board Officers below.

On the Market

Homes for Sale in Cypress Lakes

Active MLS listings in this community. Thinking of selling? List with us →

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Homes

Homes & Addresses

All 529 homes in Cypress Lakes. Search an address to open its property details, valuation, and sale history.

0 CYPRESS ESTATES DR 0 CYPRESS LINKS BLVD 0 GOLF RIDGE DR 0 INNISBROOK CT N 0 INNISBROOK CT S 0 ONION CREEK CT 0 OVER CREEK DR 4104 PALMETTO BAY DR Built 2005 4105 PALMETTO BAY DR Built 2005 4108 PALMETTO BAY DR Built 2005 4109 PALMETTO BAY DR Built 2005 4112 PALMETTO BAY DR Built 2005 4113 PALMETTO BAY DR Built 2005 4116 PALMETTO BAY DR Built 2005 4117 PALMETTO BAY DR Built 2005 4120 PALMETTO BAY DR Built 2005 4121 PALMETTO BAY DR Built 2005 4124 PALMETTO BAY DR Built 2006 4125 PALMETTO BAY DR Built 2005 4128 PALMETTO BAY DR Built 2005 4129 PALMETTO BAY DR Built 2006 4133 PALMETTO BAY DR Built 2005 4400 EAGLE CREEK CT Built 1995 4400 GOLF RIDGE DR Built 1990 4401 GOLF RIDGE DR Built 1990 4404 EAGLE CREEK CT Built 1997 4404 GOLF RIDGE DR Built 1990 4404 SCHWAB CT Built 1998 4405 EAGLE CREEK CT Built 1996 4405 GOLF RIDGE DR Built 1993 4405 SCHWAB CT Built 2021 4408 EAGLE CREEK CT Built 1990 4408 GOLF RIDGE DR Built 1999 4408 SCHWAB CT Built 2000 4409 EAGLE CREEK CT Built 1989 4409 GOLF RIDGE DR Built 1996 4412 EAGLE CREEK CT Built 1996 4412 GOLF RIDGE DR Built 1997 4413 EAGLE CREEK CT Built 1990 4416 GOLF RIDGE DR Built 2004 4417 EAGLE CREEK CT Built 1993 4417 GOLF RIDGE DR Built 2005 4420 EAGLE CREEK CT Built 1998 4420 GOLF RIDGE DR Built 2002 4421 EAGLE CREEK CT Built 1995 4421 GOLF RIDGE DR Built 2003 4424 EAGLE CREEK CT Built 1995 4424 GOLF RIDGE DR Built 2005 4425 EAGLE CREEK CT Built 2005 4428 EAGLE CREEK CT Built 1994 4429 EAGLE CREEK CT Built 1997 4429 GOLF RIDGE DR Built 2003 4430 GOLF RIDGE DR Built 2003 4432 EAGLE CREEK CT Built 1995 4433 EAGLE CREEK CT Built 1999 4436 EAGLE CREEK CT 4436 GOLF RIDGE DR Built 2001 4437 EAGLE CREEK CT 4437 GOLF RIDGE DR Built 2001 4440 EAGLE CREEK CT Built 1998

Rules & Records

Cypress Lakes HOA Rules, Covenants & Documents

The rules for Cypress Lakes are laid out in its recorded covenants and restrictions — the CC&Rs, their amendments, and the bylaws. Below are the copies we have on file, free to read or download.

Covenants & Restrictions

HOA Docs

Source: MLS listing documents (realMLS)

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Cypress Lakes HOA Docs

Source: MLS listing documents (realMLS)

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Declaration of Covenants

Source: MLS listing documents (realMLS)

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Covenants

Source: MLS listing documents (realMLS)

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Declaration CCR

Source: MLS listing documents (realMLS)

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Declaration

Source: MLS listing documents (realMLS)

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Cypress Lakes Declaration

Source: MLS listing documents (realMLS)

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HOA document

Source: MLS listing documents (realMLS)

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HOA Declaration & Restrictions

Source: MLS listing documents (realMLS)

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Covenants and Restrictions2

Source: MLS listing documents (realMLS)

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HOA Covenants and restrictions

Source: MLS listing documents (realMLS)

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HOA Documents

Source: MLS listing documents (realMLS)

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HOA Covenants

Source: MLS listing documents (realMLS)

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Covenants and restrictions

Source: MLS listing documents (realMLS)

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Leadership

Board Officers

Vice President / President
Kelley Matt
President / Secretary
NADZAM ALLEN
Treasurer
CURRY WHITNEY
Secretary / Chairman
Thomas Shirley
Treasurer
Richmond Mark
MEMB
O'Neill James
Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Cypress Lakes? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Cypress Lakes every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
See the receipts — why homeowners list with us →

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Questions & Answers

Frequently Asked

What county is Cypress Lakes in?
Cypress Lakes is an HOA community in St. Johns County, Florida, with 529 homes.
What is the HOA fee in Cypress Lakes?
The HOA fee in Cypress Lakes is approximately $425 per year, based on recent MLS listings. Dues can vary by lot — confirm with the association.
Where can I find Cypress Lakes's CC&Rs and HOA documents?
Recorded governing documents for Cypress Lakes — CC&Rs, amendments, and plats — are published by The HOA Collective and available in the Documents & Records section of the Cypress Lakes community page at thehoacollective.com/communities/cypress-lakes-3.
Are there homes for sale in Cypress Lakes?
Yes — there are 2 active listings in Cypress Lakes. Current prices and details are on the Cypress Lakes community page at thehoacollective.com/communities/cypress-lakes-3.
What amenities does Cypress Lakes have?
Cypress Lakes offers shared community amenities including pool, clubhouse, golf course, playground and walking & jogging trails, based on recent MLS listings. Amenities can change — confirm current offerings with the association.
Does Cypress Lakes have a pool?
Yes — Cypress Lakes has a community pool, based on recent MLS listings for the neighborhood. Pool access and hours are set by the association.
What schools are zoned for Cypress Lakes?
Homes in Cypress Lakes are zoned for elementary: Otis A. Mason Elementary School; middle: Gamble Rogers Middle School; high: Pedro Menendez High School. Zoning comes from county attendance boundaries and is redrawn periodically — per-address zoning is listed on each property page at thehoacollective.com/communities/cypress-lakes-3.
What are the HOA rules in Cypress Lakes?
The rules for Cypress Lakes are set out in its recorded covenants and restrictions (CC&Rs), along with any amendments and the bylaws — these cover things like fences, parking, exterior changes and rentals. The copies on file are free to read in the Rules & Records section of the Cypress Lakes community page at thehoacollective.com/communities/cypress-lakes-3.
How much are property taxes in Cypress Lakes?
The median property-tax bill in Cypress Lakes is about $2,741 for 2025, based on 492 homes on the county tax roll. Most homes fall between $1,754 and $4,582. Your bill depends on assessed value and exemptions — homesteaded owners typically pay less.
When was Cypress Lakes built?
Most homes in Cypress Lakes were built between 1997 and 2008, with the typical home dating to 2005, according to county property records. The oldest home on record dates to 1989.
Where is Cypress Lakes?
Cypress Lakes is in Elkton, St. Johns County, Florida. It has 529 homes on record. An interactive map showing every home in the community is on the Cypress Lakes community page at thehoacollective.com/communities/cypress-lakes-3.
Where can I look up crime reports near Cypress Lakes?
Cypress Lakes is in St. Johns County, Florida. The St. Johns County Sheriff's Office does not publish an open incident dataset, so The HOA Collective publishes no incident counts for Cypress Lakes. Links to the agency's own records, and to any map it contributes to, are published on the Cypress Lakes community page at thehoacollective.com/communities/cypress-lakes-3.