Crosswater Village

34 SOUTHDALE CT

Ponte Vedra, FL 32081
For Sale $1,054,500
4 bd · 3 ba · Built 2018
Bryce Spraggins — The HOA Collective
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Call or Text 904-747-1HOA

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of REAL BROKER LLC (nicole@nicolemendenhall.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

Providence Homes' Ellaville in Nocatee's Crosswater Heritage Trace! This immaculate 4 bedroom, 3 full bath home features a private backyard retreat with a heated pool and spa, tranquil water views, a commercial-grade outdoor kitchen, and two sundecks, perfect for entertaining year-round. A welcoming front porch overlooks the cul-de-sac, offering rare privacy at this price, with pond views and golf cart access to parks, trails, and amenities. Inside, the open-concept floor plan connects the living, dining, and kitchen areas. The spacious kitchen boasts a large center island, gas range, stainless steel appliances, tile backsplash, and abundant cabinetry. Recent upgrades include plantation shutters and new carpet throughout. Meticulously maintained and move-in ready, this stunning home is ready for new owners!

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $36,908
$9,118/mo
Principal & interest$6,654
Property tax (est.)$966
Insurance (est.)$791
FHA MIP$466
HOA dues$79
CDD assessment$162
Cash to close: ~$36,908 down · MIP financed
VA
$0 down
$8,920/mo
Principal & interest$6,922
Property tax (est.)$966
Insurance (est.)$791
VA fee (financed)$0
HOA dues$79
CDD assessment$162
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $210,900
$7,419/mo
Principal & interest$5,421
Property tax (est.)$966
Insurance (est.)$791
PMI$0
HOA dues$79
CDD assessment$162
Cash to close: ~$210,900 down

Rate: 6.660% (Freddie Mac 30-yr avg, as of Aug 27, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.37% effective millage, plus actual HOA & CDD. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Year built2018
SubdivisionCrosswater Village
Parcel (RE#)070491 2940
Legal description88/1-32 CROSSWATER VILLAGE PHASE 1B LOT 294 OR5317/1012 & 5637/749(D/M) & 5761/316(Q/C)

Valuation · 2025

Value

Just / Market
$1,050,000
Assessed
$765,547
Taxable
$714,825
2025 Property Tax
$9,788
Homestead Exemption
Yes $50,000 exempt

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$949 / Annually
CDD Assessment
$1,947 / Annually

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

DatePriceDeed
2018-04-17

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
Florida Power & Light (FPL)
💧 Water
St. Johns County Utility Department
🚽 Sewer
St. Johns County Utility Department

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Elementary (zoned)
Nearby Private Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Crosswater Village? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Crosswater Village every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
See the receipts — why homeowners list with us →

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On the Market

Homes for Sale in Crosswater Village

Other active MLS listings in Crosswater Village.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 34 SOUTHDALE CT?
The zoned public schools for 34 SOUTHDALE CT in Crosswater Village are K-8 School Rr (elementary), Alice B. Landrum Middle School (middle), Allen D Nease Senior High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 34 SOUTHDALE CT?
The most recent annual property tax for 34 SOUTHDALE CT is about $9,788 (2025 tax year), with a homestead exemption applied. Any CDD assessment is billed in addition.
Does 34 SOUTHDALE CT have a CDD fee?
Yes. 34 SOUTHDALE CT is in Crosswater Village, a Community Development District (CDD) with an assessment of approximately $1,947 per year, billed on the annual property-tax bill in addition to HOA dues.
What is the HOA fee for 34 SOUTHDALE CT?
Homes in Crosswater Village have an HOA fee of about $949 per year (based on recent MLS listings).
What would the monthly payment be on 34 SOUTHDALE CT?
At about a 6.66% 30-year rate, the estimated monthly payment for 34 SOUTHDALE CT is roughly $7,419 with a conventional loan (20% down), $9,118 with FHA (3.5% down), or $8,920 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Crosswater Village HOA and CDD assessment. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the St. Johns County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.