Coastal Oaks at Nocatee

478 OLD BLUFF DR

Ponte Vedra, FL 32081
For Sale $1,675,000
4 bd · 5 ba · Built 2016
Bryce Spraggins — The HOA Collective
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Call or Text 904-747-1HOA

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY (deb.pettry@floridanetworkrealty.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

Welcome to your HOME SWEET HOME WITH A VISTA! Located in the exclusive gated community of Coastal Oaks within Nocatee, this impeccably maintained estate offers luxury living with NO CDD fee and breathtaking water-to-preserve views on a sprawling .38-acre homesite
Designed with exceptional craftsmanship and over 4,200 square feet of living space, this stunning home features soaring 12-foot ceilings, rich wood floors, exquisite moldings, beautiful custom cabinetry, California Closets, and abundant storage throughout. The chef's kitchen is a dream with KitchenAid appliances, a 6-burner natural gas cooktop, oversized prep areas, and a breakfast nook overlooking the spectacular pool and serene water vista
The thoughtfully designed floor plan offers 3 bedrooms and 3.5 baths on the main level, including a private office, elegant formal dining room, and formal living room with fireplace and wine cooler. The spacious great room seamlessly connects to the kitchen, creating the perfect space

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $58,625
$14,380/mo
Principal & interest$10,569
Property tax (est.)$1,566
Insurance (est.)$1,256
FHA MIP$741
HOA dues$144
CDD assessment$104
Cash to close: ~$58,625 down · MIP financed
VA
$0 down
$14,066/mo
Principal & interest$10,995
Property tax (est.)$1,566
Insurance (est.)$1,256
VA fee (financed)$0
HOA dues$144
CDD assessment$104
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $335,000
$11,682/mo
Principal & interest$8,611
Property tax (est.)$1,566
Insurance (est.)$1,256
PMI$0
HOA dues$144
CDD assessment$104
Cash to close: ~$335,000 down

Rate: 6.660% (Freddie Mac 30-yr avg, as of Aug 27, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.37% effective millage, plus actual HOA & CDD. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Year built2016
SubdivisionCoastal Oaks at Nocatee
Parcel (RE#)070291 4120
Legal description73/78-82 COASTAL OAKS AT NOCATEE PHASE 2D - UNIT 1 LOT 412 OR4161/725

Valuation · 2025

Value

Just / Market
$1,675,000
Assessed
$797,948
Taxable
$747,226
2025 Property Tax
$10,225
Homestead Exemption
Yes $50,000 exempt

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$144 / Monthly
CDD Assessment
$1,250 / Annually

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

DatePriceDeed
2016-03-10

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
Florida Power & Light (FPL)
💧 Water
St. Johns County Utility Department
🚽 Sewer
St. Johns County Utility Department

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Elementary (zoned)
Nearby Private Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Coastal Oaks at Nocatee? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Coastal Oaks at Nocatee every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
See the receipts — why homeowners list with us →

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Community Records

Coastal Oaks at Nocatee Documents

Declaration of Covenants Coastal Oaks
Covenants & Restrictions · View →
Coastal Oaks Declarations continued
Covenants & Restrictions · View →
Covenants & Restrictions
Covenants & Restrictions · View →
Coastal Oaks Declarations
Covenants & Restrictions · View →
Declaration of convenants part 1
Covenants & Restrictions · View →
Declarations 2 of 2
Covenants & Restrictions · View →
Declaration 1 of 2
Covenants & Restrictions · View →
Coastal Oaks CC & R
Covenants & Restrictions · View →
Covenants & Restrictions3
Covenants & Restrictions · View →
Declaration convenants restrictions 2
Covenants & Restrictions · View →
Coastal Oaks CC&R cont 2
Covenants & Restrictions · View →
HOA Declaration
Covenants & Restrictions · View →
HOA Doc
Covenants & Restrictions · View →
Covenants & Restrictions2
Covenants & Restrictions · View →
Coastal Oaks CC& R cont. 1
Covenants & Restrictions · View →
Covenants and Restrictions
Covenants & Restrictions · View →
Declaration
Covenants & Restrictions · View →
Coastal Oaks CC&R cont. 3
Covenants & Restrictions · View →
Coastal Oaks CCR
Covenants & Restrictions · View →
Coastal Oaks CC&Rs
Covenants & Restrictions · View →
Coastal Oaks Active CCR Articles Bylaws
Covenants & Restrictions · View →
Covenants
Covenants & Restrictions · View →
Coastal Oaks Declaration
Covenants & Restrictions · View →
Covenants and Restricitions
Covenants & Restrictions · View →
HOA Covenants
Covenants & Restrictions · View →
Coastal Oaks CC&R
Covenants & Restrictions · View →
Covenants and Restrictions 2
Covenants & Restrictions · View →
HOA Covenants and Restrictions
Covenants & Restrictions · View →

On the Market

Homes for Sale in Coastal Oaks at Nocatee

Other active MLS listings in Coastal Oaks at Nocatee.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 478 OLD BLUFF DR?
The zoned public schools for 478 OLD BLUFF DR in Coastal Oaks at Nocatee are K-8 School Rr (elementary), Alice B. Landrum Middle School (middle), Allen D Nease Senior High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 478 OLD BLUFF DR?
The most recent annual property tax for 478 OLD BLUFF DR is about $10,225 (2025 tax year), with a homestead exemption applied. Any CDD assessment is billed in addition.
Does 478 OLD BLUFF DR have a CDD fee?
Yes. 478 OLD BLUFF DR is in Coastal Oaks at Nocatee, a Community Development District (CDD) with an assessment of approximately $1,250 per year, billed on the annual property-tax bill in addition to HOA dues.
What is the HOA fee for 478 OLD BLUFF DR?
Homes in Coastal Oaks at Nocatee have an HOA fee of about $144 per month (based on recent MLS listings).
What would the monthly payment be on 478 OLD BLUFF DR?
At about a 6.66% 30-year rate, the estimated monthly payment for 478 OLD BLUFF DR is roughly $11,682 with a conventional loan (20% down), $14,380 with FHA (3.5% down), or $14,066 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Coastal Oaks at Nocatee HOA and CDD assessment. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the St. Johns County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.