Charter Point
Pick a time that works and it's booked — no phone tag.
The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.
Listing courtesy of THE WILKINS WAY (ryan@thewilkinsway.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Come see this beautiful 4-bedroom 3-bathroom property for yourself or you won't believe it. This amazing home tucked away in the Charter Point community is located right around the corner from Jacksonville University and just minutes from all the growth that downtown Jacksonville, including the new Jaguars facilities has to offer. Resting under majestic live oak trees and looking across the street at the St Johns River you will get to experience ''Old Florida'', yet you are right in the middle of everything. This home was completely remodeled in 2021 and features luxury vinyl plank flooring throughout the entire house. The spaces are laid out perfectly to entertain multiple guests or just enjoy a private evening with your family. The massive spaces including a living room, family room, dining room and large breakfast room hold all of your guests comfortably and keep them centered around your large kitchen with stainless steel appliances and granite countertops with bar seating.
Estimated Monthly Payment
Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.
Rate: 6.660% (Freddie Mac 30-yr avg, as of Aug 27, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.77% effective millage, plus actual HOA. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.
Property Details
| Type | Single Family |
|---|---|
| Year built | 1981 |
| Heated area | 3,345 sq ft |
| Lot size | 16,556 sq ft |
| Subdivision | CHARTER POINT UNIT 02 |
| Parcel (RE#) | 108927-1690 |
| Legal description | 36-90 29-1S-27E |
Valuation · 2025
Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.
HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.
History
Utilities
Providers serving this area — please confirm service directly with the provider.
Schools
Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.
Public Records
This is an area figure, not a figure about 5362 N OAK BAY DR. The HOA Collective does not rate addresses or neighborhoods and publishes no safety score. Reports are made to law enforcement rather than proven, are recorded at the hundred block rather than the exact address, and a circle takes in streets and businesses that have nothing to do with this home. Source: Jacksonville Sheriff's Office open data, updated daily. Search this address yourself →
List With Me
I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Charter Point every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.
Our sister company
My Fair Market Offer is our sister company and a direct cash home buyer in Jacksonville and NE Florida. Sell as-is with no repairs, no showings and no commission — useful if you need to close on a date certain. Same owner, same phone, no obligation either way.
Community Records
On the Market
Other active MLS listings in Charter Point.
The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Questions & Answers
Property data is sourced from the Duval County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.