Avondale

1655 CHALLEN AVE

Jacksonville, FL 32205
For Sale $399,500
3 bd · 2 ba · 1,205 sqft · Built 1956
Not in an HOA — no homeowners association or mandatory dues
Bryce Spraggins — The HOA Collective
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Call or Text 904-747-1HOA

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of CASTLEWISE REALTY GROUP, LLC. (tyork@castlewiseservices.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

Welcome to 1655 Challen a charming Avondale-area bungalow with meaningful updates and hard-to-find features. This home has been rewired with a new electrical panel, and all supply lines are CPVC or PEX, offering added peace of mind. The roof was recently replaced in 2022, making this property a standout option for buyers seeking character with important improvements already completed. Unlike many bungalows in the area, this home features two full bathrooms, adding everyday convenience and flexibility. It also includes a garage, a rare find in the Avondale area and a valuable bonus for parking, storage, hobbies, or workshop space. With classic bungalow appeal, key system updates, and sought-after extras, this home is a unique opportunity in one of Jacksonville's most desirable historic neighborhoods.

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $13,983
$3,425/mo
Principal & interest$2,521
Property tax (est.)$428
Insurance (est.)$300
FHA MIP$177
HOA dues$0
CDD assessment$0
Cash to close: ~$13,983 down · MIP financed
VA
$0 down
$3,350/mo
Principal & interest$2,622
Property tax (est.)$428
Insurance (est.)$300
VA fee (financed)$0
HOA dues$0
CDD assessment$0
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $79,900
$2,782/mo
Principal & interest$2,054
Property tax (est.)$428
Insurance (est.)$300
PMI$0
HOA dues$0
CDD assessment$0
Cash to close: ~$79,900 down

Rate: 6.660% (Freddie Mac 30-yr avg, as of Aug 27, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.77% effective millage. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Year built1956
Heated area1,205 sq ft
Lot size5,569 sq ft
SubdivisionAVONDALE
Parcel (RE#)079524-0000
Legal description7-31 43-2S-26E

Valuation · 2025

Value

Just / Market
$400,000
Assessed
$298,338
Taxable
$298,338
2025 Property Tax
$5,293
Homestead Exemption
No

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

Homeowners Association
None
HOA Dues
$0

This property is not part of a homeowners association (HOA) — there are no mandatory HOA dues or CC&R covenants. Any CDD assessment, if applicable, would still appear on the annual county tax bill.

History

Sale History

No recorded sale history is on file for this property.

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
JEA
💧 Water
JEA
🚽 Sewer
JEA

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Elementary (zoned)
Middle (zoned)
High (zoned)

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Public Records

Crime Reports Near 1655 CHALLEN AVE

689
incident reports recorded by the Jacksonville Sheriff's Office within 1 mile of Avondale, the 12 months ending July 31, 2026.

This is an area figure, not a figure about 1655 CHALLEN AVE. The HOA Collective does not rate addresses or neighborhoods and publishes no safety score. Reports are made to law enforcement rather than proven, are recorded at the hundred block rather than the exact address, and a circle takes in streets and businesses that have nothing to do with this home. Source: Jacksonville Sheriff's Office open data, updated daily. Search this address yourself →

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Avondale? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Avondale every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
See the receipts — why homeowners list with us →

Our sister company

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On the Market

Homes for Sale in Avondale

Other active MLS listings in Avondale.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

Is 1655 CHALLEN AVE in an HOA?
No. 1655 CHALLEN AVE is in Avondale (Duval County, FL), which is not a homeowners association. There are no mandatory HOA dues or CC&R covenants tied to this property.
What schools serve 1655 CHALLEN AVE?
The zoned public schools for 1655 CHALLEN AVE in Avondale are West Riverside Elementary (elementary), Lake Shore MS (middle), Riverside HS (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 1655 CHALLEN AVE?
The most recent annual property tax for 1655 CHALLEN AVE is about $5,293 (2025 tax year). Any CDD assessment is billed in addition.
How big is 1655 CHALLEN AVE?
1655 CHALLEN AVE is a 1,205 sq ft home built in 1956 in Avondale, Duval County, FL.
What would the monthly payment be on 1655 CHALLEN AVE?
At about a 6.66% 30-year rate, the estimated monthly payment for 1655 CHALLEN AVE is roughly $2,782 with a conventional loan (20% down), $3,425 with FHA (3.5% down), or $3,350 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Avondale HOA. Use the payment calculator on this page to adjust the numbers.
Is 1655 CHALLEN AVE in a safe area?
The HOA Collective does not rate addresses or neighborhoods as safe or unsafe and publishes no safety score. For the surrounding area, the Jacksonville Sheriff's Office recorded 689 incident reports within 1 mile of Avondale, the community 1655 CHALLEN AVE sits in, during the 12 months ending July 31, 2026. Those are reports made to law enforcement rather than charges or convictions, they are recorded by hundred block rather than exact address, and the circle takes in streets and businesses unrelated to this home. The figure and its source are published at thehoacollective.com/communities/avondale/1655-challen-ave.

Property data is sourced from the Duval County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.