Atlantic Beach

0 12TH ST

Saint Augustine, FL
For Sale $120,000
Bryce Spraggins — The HOA Collective
Schedule a Showing

Pick a time that works and it's booked — no phone tag.

Call or Text 904-747-1HOA

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of RE/MAX UNLIMITED (lararealtor@yahoo.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

buildable lot .21 acre for new home construction. Motivated seller

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $4,200
$929/mo
Principal & interest$757
Property tax (est.)$74
Insurance (est.)$45
FHA MIP$53
HOA dues$0
CDD assessment$0
Cash to close: ~$4,200 down · MIP financed
VA
$0 down
$906/mo
Principal & interest$788
Property tax (est.)$74
Insurance (est.)$45
VA fee (financed)$0
HOA dues$0
CDD assessment$0
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $24,000
$736/mo
Principal & interest$617
Property tax (est.)$74
Insurance (est.)$45
PMI$0
HOA dues$0
CDD assessment$0
Cash to close: ~$24,000 down

Rate: 6.660% (Freddie Mac 30-yr avg, as of Aug 27, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.70% effective millage. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeResidential Condo Common Elements
Parcel (RE#)167340 0100
Legal description(OR2494/723) OCEANS SIX CONDO COMMON ELEMENTS ARE COMMON TO ALL AND ARE ASSESSED TO ALL INDIVIDUAL UNIT OWNERS PURSUANT TO F.S. 193.023(5)

Valuation

Value

Just / Market
$125,000
Assessed
Taxable
2025 Property Tax
$0
Homestead Exemption
No

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

History

Sale History

No recorded sale history is on file for this property.

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
Florida Power & Light (FPL)
💧 Water
St. Johns County Utility Department
🚽 Sewer
St. Johns County Utility Department

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Elementary (zoned)
Middle (zoned)
Nearby Private Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Jacksonville Realtor and licensed Florida real estate broker

List With Me

Selling in Atlantic Beach? List with the Realtor built for your community.

I'm Bryce Spraggins, a Jacksonville REALTOR® and licensed Florida real estate broker — and The HOA Collective works Atlantic Beach every day. We know your covenants, your comps, and what buyers ask about your neighborhood before they ever tour it.

Got it — thank you. I'll reach out shortly at the number you gave. If it's urgent, call or text 904-747-1HOA.
See the receipts — why homeowners list with us →

Our sister company

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On the Market

Homes for Sale in Atlantic Beach

Other active MLS listings in Atlantic Beach.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 0 12TH ST?
The zoned public schools for 0 12TH ST in Atlantic Beach are R. B. Hunt Elementary School (elementary), Deaf Middle School (Fsdb) (middle), Deaf High School (Fsdb) (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 0 12TH ST?
The most recent annual property tax for 0 12TH ST is about $0 (2025 tax year). Any CDD assessment is billed in addition.
What would the monthly payment be on 0 12TH ST?
At about a 6.66% 30-year rate, the estimated monthly payment for 0 12TH ST is roughly $736 with a conventional loan (20% down), $929 with FHA (3.5% down), or $906 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Atlantic Beach HOA. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the St. Johns County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.