Atlantic Beach

0 12TH ST

Saint Augustine, FL
For Sale $120,000
Photo of 0 12TH ST
0 W 12th 0 12th property appraiser 0 w 12th street
Bryce Spraggins — The HOA Collective
Schedule a Showing with Bryce

See this home in person — Bryce Spraggins, The HOA Collective.

Call or Text 904-747-1HOA Request a Showing →

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of RE/MAX UNLIMITED (lararealtor@yahoo.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

buildable lot .21 acre for new home construction. Motivated seller

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $4,200
$916/mo
Principal & interest$744
Property tax (est.)$74
Insurance (est.)$45
FHA MIP$53
HOA dues$0
CDD assessment$0
Cash to close: ~$4,200 down · MIP financed
VA
$0 down
$893/mo
Principal & interest$774
Property tax (est.)$74
Insurance (est.)$45
VA fee (financed)$0
HOA dues$0
CDD assessment$0
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $24,000
$725/mo
Principal & interest$606
Property tax (est.)$74
Insurance (est.)$45
PMI$0
HOA dues$0
CDD assessment$0
Cash to close: ~$24,000 down

Rate: 6.490% (Freddie Mac 30-yr avg, as of Jun 25, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.70% effective millage. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeResidential Condo Common Elements
Parcel (RE#)167340 0100
Legal description(OR2494/723) OCEANS SIX CONDO COMMON ELEMENTS ARE COMMON TO ALL AND ARE ASSESSED TO ALL INDIVIDUAL UNIT OWNERS PURSUANT TO F.S. 193.023(5)

Valuation

Value

Just / Market
$125,000
Assessed
—
Taxable
—
2025 Property Tax
$0
Homestead Exemption
No

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

History

Sale History

No recorded sale history is on file for this property.

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
Florida Power & Light (FPL)
800-226-3545 · Website →
💧 Water
St. Johns County Utility Department
904-209-2700 · Website →
🚽 Sewer
St. Johns County Utility Department
904-209-2700 · Website →

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Elementary (zoned)
R. B. Hunt Elementary School
Middle (zoned)
Deaf Middle School (Fsdb)
High (zoned)
Deaf High School (Fsdb)
Nearby Private Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Licensed Real Estate Broker

List With Me

Selling in Atlantic Beach? List with the broker built for your community.

I'm Bryce Spraggins, a licensed Florida real estate broker — and The HOA Collective works Atlantic Beach every day. We're on a mission to make community management more affordable: every home we sell helps fund reduced-cost management software and services for HOAs through MyHOAClub.

904-747-1HOAcall or text bryce@thehoacollective.com
List With Me Get Cash Offer Now

Community Records

Atlantic Beach Documents

Selva Lakes Covenants & Rest. Amendment
Covenants & Restrictions · View →
Selva Lakes HOA Covenants & Restrictions
Covenants & Restrictions · View →
Covenants & Restrictions
Covenants & Restrictions · View →

On the Market

Homes for Sale in Atlantic Beach

Other active MLS listings in Atlantic Beach.

For Sale
$1,600,000
2310 SHIPWRECK Circle W
4 bd · 3 ba
Courtesy of BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 0 12TH ST?
The zoned public schools for 0 12TH ST in Atlantic Beach are R. B. Hunt Elementary School (elementary), Deaf Middle School (Fsdb) (middle), Deaf High School (Fsdb) (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 0 12TH ST?
The most recent annual property tax for 0 12TH ST is about $0 (2025 tax year). Any CDD assessment is billed in addition.
What would the monthly payment be on 0 12TH ST?
At about a 6.49% 30-year rate, the estimated monthly payment for 0 12TH ST is roughly $725 with a conventional loan (20% down), $916 with FHA (3.5% down), or $893 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Atlantic Beach HOA. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the St. Johns County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.