Woodlands at Ponte Vedra

140 WOODLANDS CREEK DR

Ponte Vedra Beach, FL 32082
For Sale $998,000
4 bd · 4 ba · Built 2000
Bryce Spraggins — The HOA Collective
Schedule a Showing with Bryce

See this home in person — Bryce Spraggins, The HOA Collective.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of WATSON REALTY CORP (murraybeard@msn.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

Take advantage of this great price improvement to make this beautiful cottage yours. Priced well below a recent appraised value.

Discover your dream home in the serene Woodlands Creek neighborhood, just moments from your favorite shops and restaurants. This peaceful cul-de-sac community offers a small playground for children. Nestled in this desirable area is a charming 2,700sf cottage, perfectly positioned near top-rated schools such as Rawlings/Ponte Vedra Elementary, Landrum Middle, and PV High.
This versatile home features four bedrooms, 3.5 baths, an office, an upstairs bonus room, and a covered lanai, accommodating various lifestyles.
The inviting entryway includes a private office, which could also serve as a fourth bedroom, and a spacious formal dining area.
The home is designed for entertaining, with a formal living room and an adjacent family room separated by a two-sided fireplace...con'td

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $34,930
$8,428/mo
Principal & interest$6,187
Property tax (est.)$927
Insurance (est.)$749
FHA MIP$441
HOA dues$124
CDD assessment$0
Cash to close: ~$34,930 down · MIP financed
VA
$0 down
$8,237/mo
Principal & interest$6,437
Property tax (est.)$927
Insurance (est.)$749
VA fee (financed)$0
HOA dues$124
CDD assessment$0
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $199,600
$6,841/mo
Principal & interest$5,041
Property tax (est.)$927
Insurance (est.)$749
PMI$0
HOA dues$124
CDD assessment$0
Cash to close: ~$199,600 down

Rate: 6.490% (Freddie Mac 30-yr avg, as of Jun 25, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.39% effective millage, plus actual HOA. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Year built2000
SubdivisionWoodlands at Ponte Vedra
Parcel (RE#)066377 0040
Legal description36/72-78 WOODLANDS AT PONTE VEDRA PHASE TWO LOT 4 OR2105/184

Valuation · 2025

Value

Just / Market
$1,000,000
Assessed
$393,551
Taxable
$342,829
2025 Property Tax
$4,777
Homestead Exemption
Yes $50,000 exempt

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$745 / Semi-Annually
CDD Assessment

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

DatePriceDeed
2000-05-04

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
Florida Power & Light (FPL)
💧 Water
St. Johns County Utility Department
🚽 Sewer
St. Johns County Utility Department

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Nearby Private Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Licensed Real Estate Broker

List With Me

Selling in Woodlands at Ponte Vedra? List with the broker built for your community.

I'm Bryce Spraggins, a licensed Florida real estate broker — and The HOA Collective works Woodlands at Ponte Vedra every day. We're on a mission to make community management more affordable: every home we sell helps fund reduced-cost management software and services for HOAs through MyHOAClub.

On the Market

Homes for Sale in Woodlands at Ponte Vedra

Other active MLS listings in Woodlands at Ponte Vedra.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 140 WOODLANDS CREEK DR?
The zoned public schools for 140 WOODLANDS CREEK DR in Woodlands at Ponte Vedra are Ocean Palms Elementary School (elementary), Alice B. Landrum Middle School (middle), Ponte Vedra High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 140 WOODLANDS CREEK DR?
The most recent annual property tax for 140 WOODLANDS CREEK DR is about $4,777 (2025 tax year), with a homestead exemption applied. Any CDD assessment is billed in addition.
What is the HOA fee for 140 WOODLANDS CREEK DR?
Homes in Woodlands at Ponte Vedra have an HOA fee of about $745 twice a year (based on recent MLS listings).
What would the monthly payment be on 140 WOODLANDS CREEK DR?
At about a 6.49% 30-year rate, the estimated monthly payment for 140 WOODLANDS CREEK DR is roughly $6,841 with a conventional loan (20% down), $8,428 with FHA (3.5% down), or $8,237 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Woodlands at Ponte Vedra HOA. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the St. Johns County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.