William Harvey

1184 WEDGEWOOD RD

Saint Johns, FL 32259
For Sale $279,000
4 bd · 2 ba · Built 2007
Bryce Spraggins — The HOA Collective
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The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of UNITED REAL ESTATE GALLERY. Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

* With acceptable offer - Seller is willing to contribute 3% towards buyers closing cost, Buy downs and/or prepaids.

This delightful 3-bedroom, 2-bath home is perfectly situated, backing up to a scenic bike trail with access. making it a dream for outdoor enthusiasts and families alike.

With the added bonus of an awesome flex room, this space can easily serve as an additional bedroom, home office, or playroom--giving you the flexibility to tailor it to your lifestyle.

Imagine the convenience of walking just minutes to local elementary, middle, and high schools--perfect for those busy school days! You'll love the friendly community atmosphere and the nearby recreational opportunities that await you.

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $9,765
$2,275/mo
Principal & interest$1,730
Property tax (est.)$212
Insurance (est.)$209
FHA MIP$123
HOA dues$0
CDD assessment$0
Cash to close: ~$9,765 down · MIP financed
VA
$0 down
$2,221/mo
Principal & interest$1,800
Property tax (est.)$212
Insurance (est.)$209
VA fee (financed)$0
HOA dues$0
CDD assessment$0
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $55,800
$1,831/mo
Principal & interest$1,409
Property tax (est.)$212
Insurance (est.)$209
PMI$0
HOA dues$0
CDD assessment$0
Cash to close: ~$55,800 down

Rate: 6.490% (Freddie Mac 30-yr avg, as of Jun 25, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.36% effective millage. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Year built2007
SubdivisionWilliam Harvey
Parcel (RE#)000420 0000
Legal descriptionWILLIAM HARVEY GRANT SUBD NE 105FT OF LOT 15 PLAT IN DBV/280 OR1768/1264 & 3256/248(C/D) & 3526/573(Q/C)

Valuation · 2025

Value

Just / Market
$275,000
Assessed
$1,125,778
Taxable
$1,075,056
2025 Property Tax
$14,640
Homestead Exemption
Yes $50,000 exempt

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

History

Sale History

DatePriceDeed
1991-05-10

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
JEA
💧 Water
JEA
🚽 Sewer
JEA

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Nearby Private Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Licensed Real Estate Broker

List With Me

Selling in William Harvey? List with the broker built for your community.

I'm Bryce Spraggins, a licensed Florida real estate broker — and The HOA Collective works William Harvey every day. We're on a mission to make community management more affordable: every home we sell helps fund reduced-cost management software and services for HOAs through MyHOAClub.

Questions & Answers

Frequently Asked

What schools serve 1184 WEDGEWOOD RD?
The zoned public schools for 1184 WEDGEWOOD RD in William Harvey are Cunningham Creek Elementary School (elementary), Switzerland Point Middle School (middle), Bartram Trail High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 1184 WEDGEWOOD RD?
The most recent annual property tax for 1184 WEDGEWOOD RD is about $14,640 (2025 tax year), with a homestead exemption applied. Any CDD assessment is billed in addition.
What would the monthly payment be on 1184 WEDGEWOOD RD?
At about a 6.49% 30-year rate, the estimated monthly payment for 1184 WEDGEWOOD RD is roughly $1,831 with a conventional loan (20% down), $2,275 with FHA (3.5% down), or $2,221 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the William Harvey HOA. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the St. Johns County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.