The Plantation at Ponte Vedra Garden Homes

105 LAUREL WAY

Ponte Vedra Beach, FL 32082
For Sale $1,945,000
4 bd · 4 ba · 4,579 sqft · Built 2002
Bryce Spraggins — The HOA Collective
Schedule a Showing with Bryce

See this home in person — Bryce Spraggins, The HOA Collective.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of PONTE VEDRA COASTAL REALTY, INC. (piatt@bellsouth.net). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

Move right in and begin enjoying the exceptional lifestyle offered at The Plantation. Perfectly designed for both everyday living and entertaining, this beautifully updated courtyard pool home offers a rare combination of elegance, comfort, and low-maintenance living, with lawn care included in association fees. At the heart of the home is a stunning private courtyard featuring a gas-heated saltwater pool with a brand-new salt cell, expansive paver decking and a covered outdoor dining area highlighted by a tongue-and-groove ceiling. Walls of sliding glass doors open from the family room, informal dining and primary suite creating a seamless connection between the indoor and outdoor living spaces. The updated kitchen is a chef's delight, showcasing exquisite Taj Mahal quartz countertops and backsplash, custom cabinetry, Wolf double ovens, an induction cooktop, wine cooler, reverse osmosis filtered water, breakfast bar, spacious walk-in pantry, and abundant storage.

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $68,075
$18,530/mo
Principal & interest$12,058
Property tax (est.)$1,845
Insurance (est.)$1,459
FHA MIP$860
HOA dues$2,307
CDD assessment$0
Cash to close: ~$68,075 down · MIP financed
VA
$0 down
$18,156/mo
Principal & interest$12,545
Property tax (est.)$1,845
Insurance (est.)$1,459
VA fee (financed)$0
HOA dues$2,307
CDD assessment$0
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $389,000
$15,436/mo
Principal & interest$9,825
Property tax (est.)$1,845
Insurance (est.)$1,459
PMI$0
HOA dues$2,307
CDD assessment$0
Cash to close: ~$389,000 down

Rate: 6.490% (Freddie Mac 30-yr avg, as of Jun 25, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.38% effective millage, plus actual HOA. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Year built2002
SubdivisionThe Plantation at Ponte Vedra Garden Homes
Parcel (RE#)066915 1043
Legal description19/65-69 THE PLANTATION AT PONTE VEDRA GARDEN HOMES TRACT A LOT 43 OR4431/1622

Valuation · 2025

Value

Just / Market
$1,950,000
Assessed
$518,663
Taxable
$467,941
2025 Property Tax
$6,463
Homestead Exemption
Yes $50,000 exempt

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$2,307 / Monthly
CDD Assessment

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

DatePriceDeed
1988-05-01

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
Florida Power & Light (FPL)
💧 Water
St. Johns County Utility Department
🚽 Sewer
St. Johns County Utility Department

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Nearby Private Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Licensed Real Estate Broker

List With Me

Selling in The Plantation at Ponte Vedra Garden Homes? List with the broker built for your community.

I'm Bryce Spraggins, a licensed Florida real estate broker — and The HOA Collective works The Plantation at Ponte Vedra Garden Homes every day. We're on a mission to make community management more affordable: every home we sell helps fund reduced-cost management software and services for HOAs through MyHOAClub.

On the Market

Homes for Sale in The Plantation at Ponte Vedra Garden Homes

Other active MLS listings in The Plantation at Ponte Vedra Garden Homes.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 105 LAUREL WAY?
The zoned public schools for 105 LAUREL WAY in The Plantation at Ponte Vedra Garden Homes are Ocean Palms Elementary School (elementary), Alice B. Landrum Middle School (middle), Ponte Vedra High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 105 LAUREL WAY?
The most recent annual property tax for 105 LAUREL WAY is about $6,463 (2025 tax year), with a homestead exemption applied. Any CDD assessment is billed in addition.
What is the HOA fee for 105 LAUREL WAY?
Homes in The Plantation at Ponte Vedra Garden Homes have an HOA fee of about $2,307 per month (based on recent MLS listings).
What would the monthly payment be on 105 LAUREL WAY?
At about a 6.49% 30-year rate, the estimated monthly payment for 105 LAUREL WAY is roughly $15,436 with a conventional loan (20% down), $18,530 with FHA (3.5% down), or $18,156 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the The Plantation at Ponte Vedra Garden Homes HOA. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the St. Johns County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.