Seagate Cove

6801 E SEACOVE AVE

Saint Augustine, FL 32086
For Sale $460,000
3 bd · 2 ba · Built 1995
Bryce Spraggins — The HOA Collective
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The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of KELLER WILLIAMS ST JOHNS (goldenanchorteam@kw.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

Live the beach life for a fraction of the cost at 6801 E Seacove Ave, only 2.1 miles from Crescent Beach. This 3-bedroom, 2-bath home sits on a private 0.55-acre lot in a no-HOA community, offering room for your boat, RV, and all the toys that come with coastal living. Inside, the home features spacious gathering areas, a wood-burning stone-front fireplace, and a kitchen equipped with brand new stainless steel appliances. Recent improvements include a new HVAC system and hot water heater. The large outdoor shower connects to both the yard and the main bath, adding a practical touch after beach days or yard work. A generous shed with electric, currently used as a gym, provides flexible space for hobbies or storage. High and dry with no hurricane impacts, this property makes an excellent primary home, coastal getaway, or investment. Close to the Intracoastal, Moses Creek Preserve, and Historic St. Augustine. Partner with Brenda Williamson at ATM for up to 1% in lender credits!

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $16,100
$3,808/mo
Principal & interest$2,852
Property tax (est.)$407
Insurance (est.)$345
FHA MIP$203
HOA dues$0
CDD assessment$0
Cash to close: ~$16,100 down · MIP financed
VA
$0 down
$3,719/mo
Principal & interest$2,967
Property tax (est.)$407
Insurance (est.)$345
VA fee (financed)$0
HOA dues$0
CDD assessment$0
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $92,000
$3,076/mo
Principal & interest$2,324
Property tax (est.)$407
Insurance (est.)$345
PMI$0
HOA dues$0
CDD assessment$0
Cash to close: ~$92,000 down

Rate: 6.490% (Freddie Mac 30-yr avg, as of Jun 25, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.43% effective millage. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Year built1995
SubdivisionSeagate Cove
Parcel (RE#)185893 0010
Legal description14/47-48 SEAGATE COVE LOT 1 BLK 3 OR4476/1725 & 5903/1437(Q/C)

Valuation · 2025

Value

Just / Market
$450,000
Assessed
$241,198
Taxable
$185,476
2025 Property Tax
$2,658
Homestead Exemption
Yes $50,000 exempt

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

History

Sale History

DatePriceDeed
1995-03-30

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
Florida Power & Light (FPL)
💧 Water
St. Johns County Utility Department
🚽 Sewer
St. Johns County Utility Department

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Licensed Real Estate Broker

List With Me

Selling in Seagate Cove? List with the broker built for your community.

I'm Bryce Spraggins, a licensed Florida real estate broker — and The HOA Collective works Seagate Cove every day. We're on a mission to make community management more affordable: every home we sell helps fund reduced-cost management software and services for HOAs through MyHOAClub.

Community Records

Seagate Cove Documents

Questions & Answers

Frequently Asked

What schools serve 6801 E SEACOVE AVE?
The zoned public schools for 6801 E SEACOVE AVE in Seagate Cove are W. Douglas Hartley Elementary (elementary), Gamble Rogers Middle School (middle), Pedro Menendez High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 6801 E SEACOVE AVE?
The most recent annual property tax for 6801 E SEACOVE AVE is about $2,658 (2025 tax year), with a homestead exemption applied. Any CDD assessment is billed in addition.
What would the monthly payment be on 6801 E SEACOVE AVE?
At about a 6.49% 30-year rate, the estimated monthly payment for 6801 E SEACOVE AVE is roughly $3,076 with a conventional loan (20% down), $3,808 with FHA (3.5% down), or $3,719 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Seagate Cove HOA. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the St. Johns County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.