Ravenswood Gardens

0 FRANCIS ST

Saint Augustine, FL 32084
For Sale $50,000
Bryce Spraggins — The HOA Collective
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See this home in person — Bryce Spraggins, The HOA Collective.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of BRADFORD REAL ESTATE NETWORK LLC (brad@bradfordrealestatenetwork.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

Buildable lot in St. Augustine near the W. King area and downtown. This lot offers a unique opportunity to build far back from the street and create a private oasis, surrounded by natural Florida beauty. Wetland mitigation permits have already been obtained. City water and sewer is available. Survey and potential build site plans are available.

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $1,750
$370/mo
Principal & interest$310
Property tax (est.)$0
Insurance (est.)$38
FHA MIP$22
HOA dues$0
CDD assessment$0
Cash to close: ~$1,750 down · MIP financed
VA
$0 down
$360/mo
Principal & interest$322
Property tax (est.)$0
Insurance (est.)$38
VA fee (financed)$0
HOA dues$0
CDD assessment$0
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $10,000
$290/mo
Principal & interest$253
Property tax (est.)$0
Insurance (est.)$38
PMI$0
HOA dues$0
CDD assessment$0
Cash to close: ~$10,000 down

Rate: 6.490% (Freddie Mac 30-yr avg, as of Jun 25, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.35% effective millage. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeVacant Residential
SubdivisionRavenswood Gardens
Parcel (RE#)105840 0030
Legal description8-92 RAVENSWOOD GARDENS UT 1 LOT 3 BLK 44 OR5753/1212(Q/C)

Valuation · 2025

Value

Just / Market
$50,000
Assessed
$75,000
Taxable
$75,000
2025 Property Tax
$1,010
Homestead Exemption
No

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

History

Sale History

DatePriceDeed
2023-05-08

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
Florida Power & Light (FPL)
💧 Water
City of St. Augustine Utilities
🚽 Sewer
City of St. Augustine Utilities

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Elementary (zoned)
Middle (zoned)

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Licensed Real Estate Broker

List With Me

Selling in Ravenswood Gardens? List with the broker built for your community.

I'm Bryce Spraggins, a licensed Florida real estate broker — and The HOA Collective works Ravenswood Gardens every day. We're on a mission to make community management more affordable: every home we sell helps fund reduced-cost management software and services for HOAs through MyHOAClub.

On the Market

Homes for Sale in Ravenswood Gardens

Other active MLS listings in Ravenswood Gardens.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 0 FRANCIS ST?
The zoned public schools for 0 FRANCIS ST in Ravenswood Gardens are Crookshank Elementary School (elementary), Sebastian Middle School (middle), Deaf High School (Fsdb) (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 0 FRANCIS ST?
The most recent annual property tax for 0 FRANCIS ST is about $1,010 (2025 tax year). Any CDD assessment is billed in addition.
What would the monthly payment be on 0 FRANCIS ST?
At about a 6.49% 30-year rate, the estimated monthly payment for 0 FRANCIS ST is roughly $290 with a conventional loan (20% down), $370 with FHA (3.5% down), or $360 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Ravenswood Gardens HOA. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the St. Johns County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.