Ponte Vedra Shores West

3802 WINDJAMMER LN

Saint Augustine, FL 32084
For Sale $349,900
2 bd · 2 ba · Built 1985
Bryce Spraggins — The HOA Collective
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See this home in person — Bryce Spraggins, The HOA Collective.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of LIGHTHOUSE PROPERTY MANAGEMENT & REALTY LLC (cbmiddlebrooks@gmail.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

Earn income from day one and low maintenance in this currently rented Vilano Beach condo in a Short Term Rental friendly community. Featuring a new roof in 2023. The seller is also offering a $1,200 fully portable flood insurance policy. This property has current long term tenants in place through December of 2026, but can be converted to a short term rental after that. This townhouse features a new roof (2023) for the entire building (complete with wind mitigation report and transferrable warranty), newer septic (2015), termite bond, larger yard for the neighborhood, brand new kitchen with all wood white shaker cabinets and granite counters, new flooring, new fixtures, new appliances and so much more. if you are looking for an affordable, low hassle, low maintenance option in the Vilano Beach area, then look no further than this rare gem!

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $12,247
$3,179/mo
Principal & interest$2,169
Property tax (est.)$317
Insurance (est.)$262
FHA MIP$155
HOA dues$275
CDD assessment$0
Cash to close: ~$12,247 down · MIP financed
VA
$0 down
$3,112/mo
Principal & interest$2,257
Property tax (est.)$317
Insurance (est.)$262
VA fee (financed)$0
HOA dues$275
CDD assessment$0
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $69,980
$2,622/mo
Principal & interest$1,767
Property tax (est.)$317
Insurance (est.)$262
PMI$0
HOA dues$275
CDD assessment$0
Cash to close: ~$69,980 down

Rate: 6.490% (Freddie Mac 30-yr avg, as of Jun 25, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.54% effective millage, plus actual HOA. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family Townhouse
Year built1985
SubdivisionPonte Vedra Shores West
Parcel (RE#)142330 0380
Legal description14/34-35 PONTE VEDRA SHORES WEST PT OF LOT 38 AKA UNIT 3802 & 1/6INT IN REMAINDER OF LOT 38 OR1964/196 &4066/1583 & 4345/344

Valuation · 2025

Value

Just / Market
$350,000
Assessed
$240,254
Taxable
$240,254
2025 Property Tax
$3,697
Homestead Exemption
No

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$275 / Monthly
CDD Assessment

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

DatePriceDeed
1982-12-01

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
Florida Power & Light (FPL)
💧 Water
City of St. Augustine Utilities
🚽 Sewer
City of St. Augustine Utilities

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Licensed Real Estate Broker

List With Me

Selling in Ponte Vedra Shores West? List with the broker built for your community.

I'm Bryce Spraggins, a licensed Florida real estate broker — and The HOA Collective works Ponte Vedra Shores West every day. We're on a mission to make community management more affordable: every home we sell helps fund reduced-cost management software and services for HOAs through MyHOAClub.

On the Market

Homes for Sale in Ponte Vedra Shores West

Other active MLS listings in Ponte Vedra Shores West.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 3802 WINDJAMMER LN?
The zoned public schools for 3802 WINDJAMMER LN in Ponte Vedra Shores West are Deaf Elementary School (Fsdb) (elementary), Deaf Middle School (Fsdb) (middle), St. Augustine High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 3802 WINDJAMMER LN?
The most recent annual property tax for 3802 WINDJAMMER LN is about $3,697 (2025 tax year). Any CDD assessment is billed in addition.
What is the HOA fee for 3802 WINDJAMMER LN?
Homes in Ponte Vedra Shores West have an HOA fee of about $275 per month (based on recent MLS listings).
What would the monthly payment be on 3802 WINDJAMMER LN?
At about a 6.49% 30-year rate, the estimated monthly payment for 3802 WINDJAMMER LN is roughly $2,622 with a conventional loan (20% down), $3,179 with FHA (3.5% down), or $3,112 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Ponte Vedra Shores West HOA. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the St. Johns County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.