Ponte Vedra by the Sea Estates

309 N SEA LAKE LN

Ponte Vedra Beach, FL 32082
For Sale $2,195,000
6 bd · 5 ba · Built 2002
Bryce Spraggins — The HOA Collective
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The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of PONTE VEDRA CLUB REALTY, INC. (sconnolly@pvclubrealty.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

Open House Friday 6/26 3:00-5:00. Tucked within the coveted Estate section of Ponte Vedra by the Sea, this exceptional 6-bedroom, 4.5-bath home offers one of the premier homesites in the neighborhood as it's perfectly positioned with a peaceful park setting out front & a private wooded preserve backdrop beyond the pool. AND it's just a short walk or bike ride to the beach. This home is value packed combining generous living spaces & an unbeatable location, truly a rare opportunity in the heart of Ponte Vedra Beach.
Thoughtfully designed floor plan with a spacious ground-floor primary suite, dedicated office, & expansive living areas. Upstairs, you'll find 5 additional bedrooms, 3 full baths, & a large secondary gathering space or a media/playroom setup. Hardwood floors throughout.
Step out to your private backyard retreat with screened lanai, sparkling pool, & spa all surrounded by a lush preserve that creates a true sense of privacy.

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $76,825
$18,377/mo
Principal & interest$13,608
Property tax (est.)$2,062
Insurance (est.)$1,646
FHA MIP$971
HOA dues$89
CDD assessment$0
Cash to close: ~$76,825 down · MIP financed
VA
$0 down
$17,955/mo
Principal & interest$14,157
Property tax (est.)$2,062
Insurance (est.)$1,646
VA fee (financed)$0
HOA dues$89
CDD assessment$0
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $439,000
$14,885/mo
Principal & interest$11,088
Property tax (est.)$2,062
Insurance (est.)$1,646
PMI$0
HOA dues$89
CDD assessment$0
Cash to close: ~$439,000 down

Rate: 6.490% (Freddie Mac 30-yr avg, as of Jun 25, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.36% effective millage, plus actual HOA. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Year built2002
SubdivisionPonte Vedra by the Sea Estates
Parcel (RE#)062141 0160
Legal description43/33-37 PONTE VEDRA BY THE SEA ESTATES LOT 16 OR4358/693

Valuation · 2025

Value

Just / Market
$2,200,000
Assessed
$1,062,451
Taxable
$1,011,729
2025 Property Tax
$13,787
Homestead Exemption
Yes $50,000 exempt

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$1,069 / Annually
CDD Assessment

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

DatePriceDeed
2001-01-22

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
Florida Power & Light (FPL)
💧 Water
St. Johns County Utility Department
🚽 Sewer
St. Johns County Utility Department

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Nearby Private Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Licensed Real Estate Broker

List With Me

Selling in Ponte Vedra by the Sea Estates? List with the broker built for your community.

I'm Bryce Spraggins, a licensed Florida real estate broker — and The HOA Collective works Ponte Vedra by the Sea Estates every day. We're on a mission to make community management more affordable: every home we sell helps fund reduced-cost management software and services for HOAs through MyHOAClub.

On the Market

Homes for Sale in Ponte Vedra by the Sea Estates

Other active MLS listings in Ponte Vedra by the Sea Estates.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 309 N SEA LAKE LN?
The zoned public schools for 309 N SEA LAKE LN in Ponte Vedra by the Sea Estates are Ponte Vedra Palm Valley- Rawlings Elementary School (elementary), Alice B. Landrum Middle School (middle), Ponte Vedra High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 309 N SEA LAKE LN?
The most recent annual property tax for 309 N SEA LAKE LN is about $13,787 (2025 tax year), with a homestead exemption applied. Any CDD assessment is billed in addition.
What is the HOA fee for 309 N SEA LAKE LN?
Homes in Ponte Vedra by the Sea Estates have an HOA fee of about $1,069 per year (based on recent MLS listings).
What would the monthly payment be on 309 N SEA LAKE LN?
At about a 6.49% 30-year rate, the estimated monthly payment for 309 N SEA LAKE LN is roughly $14,885 with a conventional loan (20% down), $18,377 with FHA (3.5% down), or $17,955 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Ponte Vedra by the Sea Estates HOA. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the St. Johns County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.