Payasada Estates

131 PAYASADA OAKS TRL

Ponte Vedra Beach, FL 32082
For Sale $1,550,000
4 bd · 3 ba · Built 2011
Bryce Spraggins — The HOA Collective
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The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS (Lisa@LisaSellsPonteVedra.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

Behind the gates of Payasada, this exceptional one-story residence is perfectly positioned on a private waterfront homesite with no neighbor to the left and convenient access to the community park. Designed for indoor-outdoor living, the thoughtfully crafted floor plan opens seamlessly to a perfect Florida retreat. The expansive covered lanai showcases beautiful wood-stained ceilings, a fully equipped gourmet summer kitchen, and a stunning custom pool and spa overlooking tranquil water views. Whether entertaining guests or enjoying a quiet evening at home, the outdoor living space is truly an extension of the home. Inside, spacious living areas and quality finishes create a comfortable yet elegant atmosphere. With 4 bedrooms, three full baths, an office, formal living and dining, the home offers a lot of flexibility. Ideally located in the heart of Palm Valley, this exclusive gated community offers easy access to grocery stores, restaurants, top-rated schools, and public beach access,

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $54,250
$13,122/mo
Principal & interest$9,610
Property tax (est.)$1,449
Insurance (est.)$1,163
FHA MIP$686
HOA dues$215
CDD assessment$0
Cash to close: ~$54,250 down · MIP financed
VA
$0 down
$12,824/mo
Principal & interest$9,997
Property tax (est.)$1,449
Insurance (est.)$1,163
VA fee (financed)$0
HOA dues$215
CDD assessment$0
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $310,000
$10,656/mo
Principal & interest$7,829
Property tax (est.)$1,449
Insurance (est.)$1,163
PMI$0
HOA dues$215
CDD assessment$0
Cash to close: ~$310,000 down

Rate: 6.490% (Freddie Mac 30-yr avg, as of Jun 25, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.37% effective millage, plus actual HOA. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Year built2011
SubdivisionPayasada Estates
Parcel (RE#)066391 0470
Legal description55/19-30 PAYASADA ESTATES LOT 47 OR3460/16

Valuation · 2025

Value

Just / Market
$1,550,000
Assessed
$692,220
Taxable
$641,498
2025 Property Tax
$8,800
Homestead Exemption
Yes $50,000 exempt

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$645 / Quarterly
CDD Assessment

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

DatePriceDeed
2005-09-20

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
Florida Power & Light (FPL)
💧 Water
St. Johns County Utility Department
🚽 Sewer
St. Johns County Utility Department

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Nearby Private Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Licensed Real Estate Broker

List With Me

Selling in Payasada Estates? List with the broker built for your community.

I'm Bryce Spraggins, a licensed Florida real estate broker — and The HOA Collective works Payasada Estates every day. We're on a mission to make community management more affordable: every home we sell helps fund reduced-cost management software and services for HOAs through MyHOAClub.

On the Market

Homes for Sale in Payasada Estates

Other active MLS listings in Payasada Estates.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 131 PAYASADA OAKS TRL?
The zoned public schools for 131 PAYASADA OAKS TRL in Payasada Estates are Ocean Palms Elementary School (elementary), Alice B. Landrum Middle School (middle), Ponte Vedra High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 131 PAYASADA OAKS TRL?
The most recent annual property tax for 131 PAYASADA OAKS TRL is about $8,800 (2025 tax year), with a homestead exemption applied. Any CDD assessment is billed in addition.
What is the HOA fee for 131 PAYASADA OAKS TRL?
Homes in Payasada Estates have an HOA fee of about $645 per quarter (based on recent MLS listings).
What would the monthly payment be on 131 PAYASADA OAKS TRL?
At about a 6.49% 30-year rate, the estimated monthly payment for 131 PAYASADA OAKS TRL is roughly $10,656 with a conventional loan (20% down), $13,122 with FHA (3.5% down), or $12,824 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Payasada Estates HOA. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the St. Johns County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.