Parkes of Julington Creek Plantation

401 TWIN OAKS LN

Saint Johns, FL 32259
For Sale $430,000
3 bd · 2 ba · Built 2001
Bryce Spraggins — The HOA Collective
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The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of ROUND TABLE REALTY (Steve@RoundTableRealty.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

Delightful open, larger 3/2 on generous corner. Study/office with built-ins & double-sided fireplace. Formal dining room has wainscotting & wood floors that extend thru the foyer & the family room. Kitchen has large dine-in area, breakfast bar, double sinks, raised panel cabinets & built-in microwave. Family room overlooks covered lanai & spacious fenced back yard with storage shed. Julington Creek Plantation is one of the most desirable, convenient, planned communities in Florida, and the amenities are numerous, new, available, & fun.

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $15,050
$3,713/mo
Principal & interest$2,666
Property tax (est.)$367
Insurance (est.)$323
FHA MIP$190
HOA dues$48
CDD assessment$119
Cash to close: ~$15,050 down · MIP financed
VA
$0 down
$3,630/mo
Principal & interest$2,773
Property tax (est.)$367
Insurance (est.)$323
VA fee (financed)$0
HOA dues$48
CDD assessment$119
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $86,000
$3,029/mo
Principal & interest$2,172
Property tax (est.)$367
Insurance (est.)$323
PMI$0
HOA dues$48
CDD assessment$119
Cash to close: ~$86,000 down

Rate: 6.490% (Freddie Mac 30-yr avg, as of Jun 25, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.40% effective millage, plus actual HOA & CDD. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Year built2001
SubdivisionParkes of Julington Creek Plantation
Parcel (RE#)249203 1630
Legal description31/44-49 PARKES OF JULINGTON CREEK PLANTATION PHASE 2A1 LOT 63 OR5338/378

Valuation · 2025

Value

Just / Market
$425,000
Assessed
$378,364
Taxable
$322,642
2025 Property Tax
$4,505
Homestead Exemption
Yes $50,000 exempt

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$580 / Annually
CDD Assessment
$1,427 / Annually

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

DatePriceDeed
2001-07-31

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
JEA
💧 Water
JEA
🚽 Sewer
JEA

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Nearby Private Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Licensed Real Estate Broker

List With Me

Selling in Parkes of Julington Creek Plantation? List with the broker built for your community.

I'm Bryce Spraggins, a licensed Florida real estate broker — and The HOA Collective works Parkes of Julington Creek Plantation every day. We're on a mission to make community management more affordable: every home we sell helps fund reduced-cost management software and services for HOAs through MyHOAClub.

On the Market

Homes for Sale in Parkes of Julington Creek Plantation

Other active MLS listings in Parkes of Julington Creek Plantation.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 401 TWIN OAKS LN?
The zoned public schools for 401 TWIN OAKS LN in Parkes of Julington Creek Plantation are Julington Creek Elementary School (elementary), Fruit Cove Middle School (middle), Creekside High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 401 TWIN OAKS LN?
The most recent annual property tax for 401 TWIN OAKS LN is about $4,505 (2025 tax year), with a homestead exemption applied. Any CDD assessment is billed in addition.
Does 401 TWIN OAKS LN have a CDD fee?
Yes. 401 TWIN OAKS LN is in Parkes of Julington Creek Plantation, a Community Development District (CDD) with an assessment of approximately $1,427 per year, billed on the annual property-tax bill in addition to HOA dues.
What is the HOA fee for 401 TWIN OAKS LN?
Homes in Parkes of Julington Creek Plantation have an HOA fee of about $580 per year (based on recent MLS listings).
What would the monthly payment be on 401 TWIN OAKS LN?
At about a 6.49% 30-year rate, the estimated monthly payment for 401 TWIN OAKS LN is roughly $3,029 with a conventional loan (20% down), $3,713 with FHA (3.5% down), or $3,630 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Parkes of Julington Creek Plantation HOA and CDD assessment. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the St. Johns County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.