Madeira at St Augustine

173 PANTANO DR

Saint Augustine, FL
For Sale $1,371,900
4 bd · 4 ba
Bryce Spraggins — The HOA Collective
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The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of PERRY HOMES (PHBroker@PerryHomes.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

Discover the stunning ''Harper'' new construction POOL HOME by MasterCraft Builder Group, located just minutes from historic downtown St. Augustine in the gated community of Madeira. On the main level, this 2-story home offers a spacious owner's suite with large walk-in shower and freestanding tub, guest bedroom with full bath, versatile flex room/study, pool bath, and pocket office. Upstairs, find 2 additional bedrooms, 2 full baths, and a large bonus room. The gourmet kitchen impresses with Electrolux appliances, Cambria quartz countertops, soft-close dovetail drawers, double-stacked cabinets, and an oversized pantry with space for a second refrigerator. Revwood floors line the main floor, providing a clean and modern look with outstanding durability. Enjoy the Florida lifestyle from your covered lanai or taking a dip in your saltwater pool and hot tub with screen enclosure, all while overlooking the pond with serene views of nature's flora and fauna that Madeira is known for.

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $48,017
$12,134/mo
Principal & interest$8,505
Property tax (est.)$1,581
Insurance (est.)$1,029
FHA MIP$607
HOA dues$142
CDD assessment$270
Cash to close: ~$48,017 down · MIP financed
VA
$0 down
$11,871/mo
Principal & interest$8,849
Property tax (est.)$1,581
Insurance (est.)$1,029
VA fee (financed)$0
HOA dues$142
CDD assessment$270
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $274,380
$9,952/mo
Principal & interest$6,930
Property tax (est.)$1,581
Insurance (est.)$1,029
PMI$0
HOA dues$142
CDD assessment$270
Cash to close: ~$274,380 down

Rate: 6.490% (Freddie Mac 30-yr avg, as of Jun 25, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.70% effective millage, plus actual HOA & CDD. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeVacant Residential
SubdivisionMadeira at St Augustine
Parcel (RE#)073433 1800
Legal description130/66-70 MADEIRA AT ST AUGUSTINE PHASE 2C UNIT 2 LOT 180 OR6276/1772

Valuation

Value

Just / Market
$1,375,000
Assessed
Taxable
HOA Dues
$426 / Quarterly
CDD Assessment
$3,241 / Annually

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

DatePriceDeed
2025-12-11

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
Florida Power & Light (FPL)
💧 Water
St. Johns County Utility Department
🚽 Sewer
St. Johns County Utility Department

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Licensed Real Estate Broker

List With Me

Selling in Madeira at St Augustine? List with the broker built for your community.

I'm Bryce Spraggins, a licensed Florida real estate broker — and The HOA Collective works Madeira at St Augustine every day. We're on a mission to make community management more affordable: every home we sell helps fund reduced-cost management software and services for HOAs through MyHOAClub.

On the Market

Homes for Sale in Madeira at St Augustine

Other active MLS listings in Madeira at St Augustine.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 173 PANTANO DR?
The zoned public schools for 173 PANTANO DR in Madeira at St Augustine are St. Johns Virtual Instruction Program K-8 (elementary), Sebastian Middle School (middle), St. Augustine High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
Does 173 PANTANO DR have a CDD fee?
Yes. 173 PANTANO DR is in Madeira at St Augustine, a Community Development District (CDD) with an assessment of approximately $3,241 per year, billed on the annual property-tax bill in addition to HOA dues.
What is the HOA fee for 173 PANTANO DR?
Homes in Madeira at St Augustine have an HOA fee of about $426 per quarter (based on recent MLS listings).
What would the monthly payment be on 173 PANTANO DR?
At about a 6.49% 30-year rate, the estimated monthly payment for 173 PANTANO DR is roughly $9,952 with a conventional loan (20% down), $12,134 with FHA (3.5% down), or $11,871 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Madeira at St Augustine HOA and CDD assessment. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the St. Johns County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.