East Coast Canal Estates

195 S ROSCOE BLVD

Ponte Vedra Beach, FL
For Sale $2,200,000
4 bd · 4 ba
Bryce Spraggins — The HOA Collective
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The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS (kmalin63@gmail.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

Best value on the intracoastal and on Roscoe Boulevard! Are you seeking a navigable waterfront estate with an accompanying guest house or a property suitable for multigenerational living or possible VRBO? This one of a kind residence may be just what you desire. The charming guest house was constructed in 2021 w/durable HardieBoard siding & features a screened porch overlooking a majestic oak tree. Spanning 800 square feet, it offers two bedrooms, one bathroom, a fully equipped kitchen, a breakfast area, a spacious living room, & a washer/dryer. The 3-car garage includes a fully equipped apartment with a kitchen downstairs, a spacious bonus area upstairs, and a full bathroom. The primary residence is a picturesque Victorian home, originally built in 1870, imbued with a rich sense of history. It was relocated in the 1980's to Palm Valley via barge from Mandarin. Situated in an intracoastal boating enclave, it is approximately 17 miles from the St. Augustine Inlet or Mayport Jetties.

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $77,000
$18,841/mo
Principal & interest$13,639
Property tax (est.)$2,578
Insurance (est.)$1,650
FHA MIP$973
HOA dues$0
CDD assessment$0
Cash to close: ~$77,000 down · MIP financed
VA
$0 down
$18,418/mo
Principal & interest$14,190
Property tax (est.)$2,578
Insurance (est.)$1,650
VA fee (financed)$0
HOA dues$0
CDD assessment$0
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $440,000
$15,341/mo
Principal & interest$11,113
Property tax (est.)$2,578
Insurance (est.)$1,650
PMI$0
HOA dues$0
CDD assessment$0
Cash to close: ~$440,000 down

Rate: 6.490% (Freddie Mac 30-yr avg, as of Jun 25, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.70% effective millage. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeMulti-Family (Less Than 10 Units)
SubdivisionEast Coast Canal Estates
Parcel (RE#)063410 0000
Legal description5/63 EAST COAST CANAL ESTATES UNIT 2 LOT 45

Valuation

Value

Just / Market
$2,200,000
Assessed
Taxable
2025 Property Tax
$14,313
Homestead Exemption
Yes $50,000 exempt

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

History

Sale History

DatePriceDeed
2014-11-07

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
Florida Power & Light (FPL)
💧 Water
St. Johns County Utility Department
🚽 Sewer
St. Johns County Utility Department

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Nearby Private Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Licensed Real Estate Broker

List With Me

Selling in East Coast Canal Estates? List with the broker built for your community.

I'm Bryce Spraggins, a licensed Florida real estate broker — and The HOA Collective works East Coast Canal Estates every day. We're on a mission to make community management more affordable: every home we sell helps fund reduced-cost management software and services for HOAs through MyHOAClub.

On the Market

Homes for Sale in East Coast Canal Estates

Other active MLS listings in East Coast Canal Estates.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 195 S ROSCOE BLVD?
The zoned public schools for 195 S ROSCOE BLVD in East Coast Canal Estates are Ocean Palms Elementary School (elementary), Alice B. Landrum Middle School (middle), Ponte Vedra High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 195 S ROSCOE BLVD?
The most recent annual property tax for 195 S ROSCOE BLVD is about $14,313 (2025 tax year), with a homestead exemption applied. Any CDD assessment is billed in addition.
What would the monthly payment be on 195 S ROSCOE BLVD?
At about a 6.49% 30-year rate, the estimated monthly payment for 195 S ROSCOE BLVD is roughly $15,341 with a conventional loan (20% down), $18,841 with FHA (3.5% down), or $18,418 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the East Coast Canal Estates HOA. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the St. Johns County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.