Crosswater Village

368 PIONEER VILLAGE DR

Ponte Vedra, FL 32081
For Sale $585,900
3 bd · 2 ba · Built 2020
Bryce Spraggins — The HOA Collective
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See this home in person — Bryce Spraggins, The HOA Collective.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY (Jan.Young@FloridaNetworkRealty.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

Adorable cottage-style home perfectly situated on one of the best homesites in the community, offering exceptional privacy with preserve views along the side and back of the property. The oversized fenced backyard provides plenty of space for a pool, play area or pets.

Enjoy Florida living at its finest with an extended screened-in lanai designed for fabulous outdoor entertaining and relaxing, plus an additional extended patio for grilling or sun bathing.

Inside, the home features a bright and open floor plan with the kitchen, dining, and family rm seamlessly connected--ideal for both everyday living and hosting guests. The split-bedroom layout offers added privacy, with the primary suite tucked away from the secondary bedrooms for a peaceful retreat.

Charming, functional, and perfectly located, this home is ready for you to move in and enjoy. A limited 10 year warranty still applies and transfers to new buyer. Solar panels (leased) transfer as well.

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $20,507
$5,103/mo
Principal & interest$3,632
Property tax (est.)$531
Insurance (est.)$439
FHA MIP$259
HOA dues$79
CDD assessment$162
Cash to close: ~$20,507 down · MIP financed
VA
$0 down
$4,991/mo
Principal & interest$3,779
Property tax (est.)$531
Insurance (est.)$439
VA fee (financed)$0
HOA dues$79
CDD assessment$162
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $117,180
$4,171/mo
Principal & interest$2,960
Property tax (est.)$531
Insurance (est.)$439
PMI$0
HOA dues$79
CDD assessment$162
Cash to close: ~$117,180 down

Rate: 6.490% (Freddie Mac 30-yr avg, as of Jun 25, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.42% effective millage, plus actual HOA & CDD. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Year built2020
SubdivisionCrosswater Village
Parcel (RE#)070492 0250
Legal description97/63-79 CROSSWATER VILLAGE PHASE 2 LOT 25 OR4956/1623

Valuation · 2025

Value

Just / Market
$575,000
Assessed
$263,462
Taxable
$212,740
2025 Property Tax
$3,025
Homestead Exemption
Yes $50,000 exempt

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$949 / Annually
CDD Assessment
$1,947 / Annually

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

DatePriceDeed
2019-11-08

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
Florida Power & Light (FPL)
💧 Water
St. Johns County Utility Department
🚽 Sewer
St. Johns County Utility Department

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Elementary (zoned)
Nearby Private Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Licensed Real Estate Broker

List With Me

Selling in Crosswater Village? List with the broker built for your community.

I'm Bryce Spraggins, a licensed Florida real estate broker — and The HOA Collective works Crosswater Village every day. We're on a mission to make community management more affordable: every home we sell helps fund reduced-cost management software and services for HOAs through MyHOAClub.

On the Market

Homes for Sale in Crosswater Village

Other active MLS listings in Crosswater Village.

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Questions & Answers

Frequently Asked

What schools serve 368 PIONEER VILLAGE DR?
The zoned public schools for 368 PIONEER VILLAGE DR in Crosswater Village are K-8 School Rr (elementary), Alice B. Landrum Middle School (middle), Allen D Nease Senior High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 368 PIONEER VILLAGE DR?
The most recent annual property tax for 368 PIONEER VILLAGE DR is about $3,025 (2025 tax year), with a homestead exemption applied. Any CDD assessment is billed in addition.
Does 368 PIONEER VILLAGE DR have a CDD fee?
Yes. 368 PIONEER VILLAGE DR is in Crosswater Village, a Community Development District (CDD) with an assessment of approximately $1,947 per year, billed on the annual property-tax bill in addition to HOA dues.
What is the HOA fee for 368 PIONEER VILLAGE DR?
Homes in Crosswater Village have an HOA fee of about $949 per year (based on recent MLS listings).
What would the monthly payment be on 368 PIONEER VILLAGE DR?
At about a 6.49% 30-year rate, the estimated monthly payment for 368 PIONEER VILLAGE DR is roughly $4,171 with a conventional loan (20% down), $5,103 with FHA (3.5% down), or $4,991 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Crosswater Village HOA and CDD assessment. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the St. Johns County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.