Court Homes of Ponte Vedra

107 ISLAND DR

Ponte Vedra Beach, FL 32082
For Sale $760,000
3 bd · 3 ba · Built 1986
Bryce Spraggins — The HOA Collective
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The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than The HOA Collective LLC are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS (gwinn@thevolengroup.com). Information is deemed reliable but not guaranteed. Data from realMLS (Northeast Florida MLS). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

About This Home

Bright and beautifully updated Fairfield home with serene water views and a low-maintenance lifestyle. The primary suite is conveniently located on the main level, with two additional bedrooms upstairs. You'll love the light-filled two-story living room and charming sun porch. Features include thoughtful renovations, a two-car garage, and HOA-covered yard maintenance, common areas, and garbage pickup. Fabulous community amenities, including a clubhouse with a fitness room, family and adult pools, jacuzzi, sauna, tennis, pickleball, and basketball courts, RV/boat parking, playgrounds, and beautifully maintained green spaces throughout the community.

Estimated Monthly Payment

What Would I Pay?

Real estimated payments for this home by loan type — including this community's HOA and CDD, estimated taxes (reassessed at the purchase price) and insurance. Adjust anything below.

FHA
3.5% down · $26,600
$6,606/mo
Principal & interest$4,712
Property tax (est.)$700
Insurance (est.)$570
FHA MIP$336
HOA dues$287
CDD assessment$0
Cash to close: ~$26,600 down · MIP financed
VA
$0 down
$6,460/mo
Principal & interest$4,902
Property tax (est.)$700
Insurance (est.)$570
VA fee (financed)$0
HOA dues$287
CDD assessment$0
Cash to close: ~$0 down · VA funding fee financed
Conventional
20% down · $152,000
$5,397/mo
Principal & interest$3,839
Property tax (est.)$700
Insurance (est.)$570
PMI$0
HOA dues$287
CDD assessment$0
Cash to close: ~$152,000 down

Rate: 6.490% (Freddie Mac 30-yr avg, as of Jun 25, 2026). Taxes estimated as purchase price × 85% assessed × this property's 1.41% effective millage, plus actual HOA. Insurance is a Florida ballpark. Estimates only — your actual rate, taxes, insurance, and mortgage insurance depend on credit, lender, and underwriting. Not a loan offer or commitment.

Property Details

Home Facts

TypeSingle Family
Year built1986
SubdivisionCourt Homes of Ponte Vedra
Parcel (RE#)066211 0040
Legal description19/12-22 COURT HOMES OF PONTE VEDRA I LOT 4 OR5751/942

Valuation · 2025

Value

Just / Market
$750,000
Assessed
$551,353
Taxable
$551,353
2025 Property Tax
$7,775
Homestead Exemption
No

Estimated 2025 ad-valorem property tax (County taxable value × millage); excludes non-ad-valorem assessments. Homestead status per the County tax roll.

HOA Dues
$862 / Quarterly
CDD Assessment

HOA dues & CDD assessments are community-level (source: MLS). Confirm current amounts with the association or management.

History

Sale History

DatePriceDeed
1986-11-01

Location

Map

How far to
Open in Google Maps →

Utilities

Service Providers

⚡ Electric
Florida Power & Light (FPL)
💧 Water
St. Johns County Utility Department
🚽 Sewer
St. Johns County Utility Department

Providers serving this area — please confirm service directly with the provider.

Schools

Assigned & Nearby Schools

Nearby Private Schools

Zoned public schools from Duval County Public Schools attendance boundaries — magnet/choice options may also apply. Confirm enrollment with the school district.

Bryce Spraggins, Licensed Real Estate Broker

List With Me

Selling in Court Homes of Ponte Vedra? List with the broker built for your community.

I'm Bryce Spraggins, a licensed Florida real estate broker — and The HOA Collective works Court Homes of Ponte Vedra every day. We're on a mission to make community management more affordable: every home we sell helps fund reduced-cost management software and services for HOAs through MyHOAClub.

Questions & Answers

Frequently Asked

What schools serve 107 ISLAND DR?
The zoned public schools for 107 ISLAND DR in Court Homes of Ponte Vedra are Ocean Palms Elementary School (elementary), Alice B. Landrum Middle School (middle), Ponte Vedra High School (high). Magnet and choice options may also apply — confirm enrollment with the district.
What are the property taxes on 107 ISLAND DR?
The most recent annual property tax for 107 ISLAND DR is about $7,775 (2025 tax year). Any CDD assessment is billed in addition.
What is the HOA fee for 107 ISLAND DR?
Homes in Court Homes of Ponte Vedra have an HOA fee of about $862 per quarter (based on recent MLS listings).
What would the monthly payment be on 107 ISLAND DR?
At about a 6.49% 30-year rate, the estimated monthly payment for 107 ISLAND DR is roughly $5,397 with a conventional loan (20% down), $6,606 with FHA (3.5% down), or $6,460 with a VA loan (0% down). Each figure includes principal and interest, estimated property taxes and insurance, mortgage insurance where applicable, plus the Court Homes of Ponte Vedra HOA. Use the payment calculator on this page to adjust the numbers.

Property data is sourced from the St. Johns County Property Appraiser public records (view official record →). Values are appraiser estimates and may not reflect market price.